2013 Ford Fiesta Car Insurance Calculator

Gain insights into how seemingly small changes impact car insurance rates for a 2013 Ford Fiesta. Set options like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2013 Ford Fiesta is $1,262 per year, or about $105 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,262

Cost Per Month

$105

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Fiesta Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Ford Fiesta.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,262
Average Rate
Your Rate
$1,262

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Ford Fiesta trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Ford Fiesta is $1,262.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Ford Fiesta vs. the Small Car Segment

The table below compares insurance rates for the 2013 Ford Fiesta against all other models in the small car segment. The Ford Fiesta is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Fiesta, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Fiesta.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Ford Fiesta Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$230
2Chrysler Fiat 500$1,064-$198
3Mazda 2$1,084-$178
4Nissan Leaf$1,094-$168
5Toyota Matrix$1,106-$156
6Scion IQ$1,128-$134
7Chevrolet Spark$1,192-$70
8Kia Rio5$1,242-$20
9Hyundai Accent$1,254-$8
10Ford Fiesta$1,262--
11Chevrolet Sonic$1,274$12
12Honda Fit$1,276$14
13Kia Rio$1,300$38
14Nissan Versa$1,306$44
15Toyota Yaris$1,322$60
16Nissan Sentra$1,330$68
17Hyundai Elantra$1,336$74
18Honda CR-Z$1,354$92
19Mazda 3$1,358$96
2013 Small Car Average$1,362$100
20Toyota Corolla$1,364$102
21Honda Civic$1,370$108
22Volkswagen Beetle$1,380$118
23Mazda Mazdaspeed 3$1,432$170
24Volkswagen GTI$1,462$200
25Dodge Dart$1,466$204
26Volkswagen Jetta$1,470$208
27Toyota Prius$1,474$212
28Chevrolet Cruze$1,480$218
29Subaru Impreza$1,484$222
30Kia Forte$1,488$226
31Volkswagen Golf$1,492$230
32Ford Focus$1,496$234
33Volkswagen EOS$1,508$246
34Hyundai Veloster$1,520$258
35Scion FR-S$1,534$272
36Chevrolet Volt$1,598$336
37Scion TC$1,668$406
38Mitsubishi Lancer$1,742$480

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Fiesta Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Ford Fiesta.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Ford Fiesta Insurance Rates by Trim Level
2013 Ford Fiesta Trim Level Annual Premium Cost Per Month
S Sedan$1,198$100
S Hatchback$1,240$103
SE Sedan$1,240$103
SE Hatchback$1,278$107
Titanium Sedan$1,284$107
Titanium Hatchback$1,338$112

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Ford Fiesta for different driver ages.

2013 Ford Fiesta Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,711$393
17$4,466$372
18$3,820$318
19$3,552$296
20$2,681$223
21$2,555$213
22$2,262$189
23$1,926$161
24$1,795$150
25$1,452$121
30$1,326$111
35$1,304$109
40$1,262$105
45$1,194$100
50$1,140$95
55$1,066$89
60$1,066$89
65$1,128$94
70$1,256$105
75$1,516$126
80$1,872$156

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Fiesta trim levels.