2015 Ford Fiesta Car Insurance Calculator

Get real-time feedback how the choices you make impact the cost of insurance for a 2015 Ford Fiesta. Play around with factors like vehicle usage, driver gender, marital status, and the state you live in. Know immediately if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2015 Ford Fiesta is $1,316 per year, or about $110 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,316

Cost Per Month

$110

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Fiesta Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Ford Fiesta.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,316
Average Rate
Your Rate
$1,316

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Ford Fiesta trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Ford Fiesta is $1,316.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Ford Fiesta vs. the Small Car Segment

The table below compares insurance rates for the 2015 Ford Fiesta against all other models in the small car segment. The Ford Fiesta is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Fiesta, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Fiesta.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Ford Fiesta Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$54
2Honda Fit$1,266-$50
3Scion IQ$1,276-$40
4Toyota Yaris$1,298-$18
5Ford Fiesta$1,316--
6Hyundai Accent$1,320$4
7Nissan Versa$1,334$18
8Kia Rio5$1,340$24
9Chrysler Fiat 500$1,342$26
10Chevrolet Spark$1,370$54
11Volkswagen Golf$1,392$76
12Nissan Sentra$1,398$82
13Toyota Corolla$1,440$124
14Honda Civic$1,446$130
15Mazda 3$1,454$138
16Subaru Impreza$1,458$142
17Honda CR-Z$1,460$144
18Chevrolet Sonic$1,468$152
19Kia Rio$1,488$172
20Ford Focus$1,516$200
2015 Small Car Average$1,518$202
21Hyundai Elantra$1,528$212
22Nissan Leaf$1,534$218
23Toyota Prius$1,542$226
24Volkswagen Beetle$1,586$270
25Chevrolet Volt$1,634$318
26Kia Forte$1,654$338
27Hyundai Veloster$1,666$350
28Volkswagen GTI$1,670$354
29Volkswagen EOS$1,692$376
30Scion FR-S$1,698$382
31Volkswagen E-Golf$1,702$386
32Volkswagen Jetta$1,704$388
33Chevrolet Cruze$1,758$442
34Dodge Dart$1,806$490
35Mitsubishi Lancer$1,886$570
36Scion TC$1,950$634

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Fiesta Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Ford Fiesta.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Ford Fiesta Insurance Rates by Trim Level
2015 Ford Fiesta Trim Level Annual Premium Cost Per Month
S Hatchback$1,246$104
S Sedan$1,246$104
SE Sedan$1,246$104
SE Hatchback$1,304$109
Titanium Hatchback$1,378$115
Titanium Sedan$1,378$115
ST Hatchback$1,422$119

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Ford Fiesta for different driver ages.

2015 Ford Fiesta Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,862$405
17$4,613$384
18$3,954$330
19$3,679$307
20$2,782$232
21$2,652$221
22$2,351$196
23$2,004$167
24$1,868$156
25$1,516$126
30$1,382$115
35$1,358$113
40$1,316$110
45$1,246$104
50$1,190$99
55$1,110$93
60$1,110$93
65$1,174$98
70$1,302$109
75$1,572$131
80$1,930$161

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Fiesta trim levels.