2013 Ford Flex Car Insurance Calculator

Find out how decisions you make affect the cost of insurance for a 2013 Ford Flex. Experiment with options like driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately whether rates increased or decreased.

The average estimated car insurance premium for a 2013 Ford Flex is $1,306 per year, or about $109 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,306

Cost Per Month

$109

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Flex Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Ford Flex.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,306
Average Rate
Your Rate
$1,306

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Ford Flex trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Ford Flex is $1,306.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Ford Flex vs. the Midsize SUV Segment

The table below compares insurance rates for the 2013 Ford Flex against all other models in the midsize SUV segment. The Ford Flex is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Flex, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Flex.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Ford Flex Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota FJ Cruiser$1,302-$4
2Ford Flex$1,306--
3Ford Edge$1,318$12
4Subaru Outback$1,320$14
5Honda Pilot$1,368$62
6Nissan Xterra$1,374$68
7Chevrolet Traverse$1,384$78
8Dodge Journey$1,420$114
9Kia Sorento$1,438$132
10Mazda CX-9$1,452$146
11Toyota Highlander$1,458$152
12Jeep Grand Cherokee$1,466$160
2013 Midsize SUV Average$1,476$170
13Toyota Venza$1,478$172
14Jeep Wrangler$1,498$192
15Ford Explorer$1,520$214
16Hyundai Santa Fe$1,528$222
17Nissan Pathfinder$1,534$228
18Dodge Durango$1,538$232
19Nissan Murano$1,544$238
20Toyota 4Runner$1,558$252
21GMC Acadia$1,578$272
22Buick Enclave$1,716$410
23Volkswagen Touareg$1,858$552

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Flex Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Ford Flex.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Ford Flex Insurance Rates by Trim Level
2013 Ford Flex Trim Level Annual Premium Cost Per Month
SE 2WD$1,240$103
SEL 2WD$1,278$107
SEL AWD$1,278$107
Limited 2WD$1,318$110
Limited AWD$1,358$113
Limited Ecoboost AWD$1,358$113

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Ford Flex for different driver ages.

2013 Ford Flex Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,547$379
17$4,410$368
18$3,971$331
19$3,610$301
20$2,777$231
21$2,649$221
22$2,379$198
23$1,955$163
24$1,855$155
25$1,512$126
30$1,392$116
35$1,340$112
40$1,306$109
45$1,222$102
50$1,158$97
55$1,082$90
60$1,084$90
65$1,152$96
70$1,236$103
75$1,442$120
80$1,764$147

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Flex trim levels.