2014 Ford Flex Car Insurance Calculator

Learn and understand how changing risk factors impact the cost of car insurance for a 2014 Ford Flex. Experiment with factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2014 Ford Flex is $1,426 per year, or about $119 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,426

Cost Per Month

$119

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Flex Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Ford Flex.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,426
Average Rate
Your Rate
$1,426

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Ford Flex trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Ford Flex is $1,426.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Ford Flex vs. the Midsize SUV Segment

The table below compares insurance rates for the 2014 Ford Flex against all other models in the midsize SUV segment. The Ford Flex is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Flex, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Flex.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Ford Flex Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,250-$176
2Ford Edge$1,278-$148
3Toyota Venza$1,304-$122
4Toyota FJ Cruiser$1,354-$72
5Nissan Xterra$1,360-$66
6Ford Flex$1,426--
7Ford Explorer$1,430$4
8Kia Sorento$1,452$26
9Dodge Journey$1,460$34
10Jeep Cherokee$1,468$42
11Honda Pilot$1,476$50
12Nissan Murano$1,486$60
13Dodge Durango$1,496$70
2014 Midsize SUV Average$1,498$72
14Chevrolet Traverse$1,502$76
15Toyota 4Runner$1,504$78
16GMC Acadia$1,516$90
17Hyundai Santa Fe$1,546$120
18Jeep Wrangler$1,558$132
19Toyota Highlander$1,568$142
20Mazda CX-9$1,572$146
21Jeep Grand Cherokee$1,668$242
22Volkswagen Touareg$1,742$316
23Nissan Pathfinder$1,750$324
24Buick Enclave$1,784$358

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Flex Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Ford Flex.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Ford Flex Insurance Rates by Trim Level
2014 Ford Flex Trim Level Annual Premium Cost Per Month
SE 2WD$1,356$113
SEL 2WD$1,398$117
SEL AWD$1,398$117
Limited 2WD$1,438$120
Limited AWD$1,482$124
Limited Ecoboost AWD$1,482$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Ford Flex for different driver ages.

2014 Ford Flex Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,080$423
17$4,908$409
18$4,375$365
19$3,993$333
20$3,052$254
21$2,913$243
22$2,604$217
23$2,150$179
24$2,029$169
25$1,652$138
30$1,516$126
35$1,468$122
40$1,426$119
45$1,336$111
50$1,266$106
55$1,184$99
60$1,190$99
65$1,262$105
70$1,366$114
75$1,608$134
80$1,982$165

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Flex trim levels.