2014 Ford Fusion Car Insurance Calculator

See and learn how changes to different risk factors impact the cost of insurance for a 2014 Ford Fusion. Ajust options like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2014 Ford Fusion is $1,568 per year, or about $131 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,568

Cost Per Month

$131

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Fusion Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Ford Fusion.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,568
Average Rate
Your Rate
$1,568

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Ford Fusion trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Ford Fusion is $1,568.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Ford Fusion vs. the Midsize Car Segment

The table below compares insurance rates for the 2014 Ford Fusion against all other models in the midsize car segment. The Ford Fusion is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Fusion, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Fusion.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Ford Fusion Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Legacy$1,164-$404
2Buick Verano$1,316-$252
3Honda Insight$1,436-$132
4Toyota Camry$1,482-$86
5Honda Accord$1,496-$72
6Mazda 6$1,504-$64
7Chrysler 200$1,512-$56
8Chevrolet Malibu$1,518-$50
2014 Midsize Car Average$1,525-$43
9Buick Regal$1,536-$32
10Nissan Altima$1,548-$20
11Ford Fusion$1,568--
12Volkswagen Passat$1,618$50
13Hyundai Sonata$1,624$56
14Buick LaCrosse$1,646$78
15Kia Optima$1,678$110
16Dodge Avenger$1,750$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Fusion Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Ford Fusion.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Ford Fusion Insurance Rates by Trim Level
2014 Ford Fusion Trim Level Annual Premium Cost Per Month
S Sedan$1,452$121
Hybrid S Sedan$1,494$125
Hybrid Sedan$1,494$125
SE Sedan$1,494$125
Hybrid Titanium Sedan$1,576$131
Titanium AWD Sedan$1,618$135
Titanium Sedan$1,618$135
Hybrid SE Luxury Plug-in Sedan$1,660$138
Hybrid Titanium Plug-in Sedan$1,704$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Ford Fusion for different driver ages.

2014 Ford Fusion Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,760$480
17$5,516$460
18$4,815$401
19$4,433$369
20$3,363$280
21$3,207$267
22$2,854$238
23$2,386$199
24$2,236$186
25$1,814$151
30$1,656$138
35$1,614$135
40$1,568$131
45$1,476$123
50$1,404$117
55$1,310$109
60$1,312$109
65$1,396$116
70$1,534$128
75$1,834$153
80$2,264$189

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Fusion trim levels.