2015 Ford Fusion Car Insurance Calculator

Explore and understand how decisions you make influence insurance rates for a 2015 Ford Fusion. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2015 Ford Fusion is $1,624 per year, or about $135 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,624

Cost Per Month

$135

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Fusion Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Ford Fusion.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,624
Average Rate
Your Rate
$1,624

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Ford Fusion trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Ford Fusion is $1,624.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Ford Fusion vs. the Midsize Car Segment

The table below compares insurance rates for the 2015 Ford Fusion against all other models in the midsize car segment. The Ford Fusion is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Fusion, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Fusion.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Ford Fusion Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Buick Verano$1,294-$330
2Subaru Legacy$1,416-$208
3Buick Regal$1,458-$166
4Toyota Camry$1,508-$116
5Honda Accord$1,540-$84
6Nissan Altima$1,560-$64
7Chevrolet Malibu$1,574-$50
2015 Midsize Car Average$1,585-$39
8Hyundai Sonata$1,604-$20
9Buick LaCrosse$1,614-$10
10Ford Fusion$1,624--
11Mazda 6$1,660$36
12Volkswagen Passat$1,690$66
13Kia Optima$1,806$182
14Chrysler 200$1,848$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Fusion Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Ford Fusion.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Ford Fusion Insurance Rates by Trim Level
2015 Ford Fusion Trim Level Annual Premium Cost Per Month
S Sedan$1,512$126
SE Sedan$1,512$126
SE AWD Sedan$1,560$130
Hybrid S Sedan$1,620$135
Hybrid SE Sedan$1,620$135
Titanium AWD Sedan$1,648$137
Titanium Sedan$1,648$137
Hybrid Titanium Sedan$1,664$139
Hybrid SE Luxury Plug-in Sedan$1,708$142
Hybrid Titanium Plug-in Sedan$1,752$146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Ford Fusion for different driver ages.

2015 Ford Fusion Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,961$497
17$5,712$476
18$4,999$417
19$4,600$383
20$3,491$291
21$3,328$277
22$2,962$247
23$2,471$206
24$2,320$193
25$1,878$157
30$1,716$143
35$1,672$139
40$1,624$135
45$1,528$127
50$1,454$121
55$1,356$113
60$1,358$113
65$1,444$120
70$1,586$132
75$1,898$158
80$2,342$195

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Fusion trim levels.