2023 Ford Maverick Car Insurance Calculator

Understand how decisions you make affect car insurance rates for a 2023 Ford Maverick. Set options like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly how the choices you make impact rates.

The average estimated car insurance premium for a 2023 Ford Maverick is $1,886 per year, or about $157 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,886

Cost Per Month

$157

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Maverick Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Ford Maverick.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,886
Average Rate
Your Rate
$1,886

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Ford Maverick trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Ford Maverick is $1,886.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Ford Maverick vs. the Midsize Truck Segment

The table below compares insurance rates for the 2023 Ford Maverick against all other models in the midsize truck segment. The Ford Maverick is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Maverick, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Maverick.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Ford Maverick Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Maverick$1,886--
2Chevrolet Colorado$1,896$10
3Nissan Frontier$1,964$78
4Ford Ranger$2,018$132
5GMC Canyon$2,066$180
6Toyota Tacoma$2,078$192
7Hyundai Santa Cruz$2,116$230
2023 Midsize Truck Average$2,149$263
8Honda Ridgeline$2,260$374
9Jeep Gladiator$2,366$480
10Rivian R1T$2,836$950

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Maverick Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Ford Maverick.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Ford Maverick Insurance Rates by Trim Level
2023 Ford Maverick Trim Level Annual Premium Cost Per Month
XL$1,806$151
XL Hybrid$1,806$151
XL AWD$1,870$156
XLT$1,870$156
XLT Hybrid$1,870$156
XLT AWD$1,926$161
Lariat Hybrid$1,954$163
Lariat AWD$1,992$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Ford Maverick for different driver ages.

2023 Ford Maverick Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,795$566
17$6,529$544
18$5,748$479
19$5,282$440
20$4,028$336
21$3,845$320
22$3,429$286
23$2,862$239
24$2,689$224
25$2,184$182
30$2,000$167
35$1,942$162
40$1,886$157
45$1,770$148
50$1,682$140
55$1,570$131
60$1,574$131
65$1,668$139
70$1,824$152
75$2,166$181
80$2,662$222

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Maverick trim levels.