2024 Ford Maverick Car Insurance Calculator

Get real-time feedback how seemingly small changes impact the cost of insurance for a 2024 Ford Maverick. Customize choices like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2024 Ford Maverick is $2,272 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,272

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Maverick Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Ford Maverick.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,272
Average Rate
Your Rate
$2,272

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Ford Maverick trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Ford Maverick is $2,272.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Ford Maverick vs. the Midsize Truck Segment

The table below compares insurance rates for the 2024 Ford Maverick against all other models in the midsize truck segment. The Ford Maverick is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Maverick, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Maverick.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Ford Maverick Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Colorado$2,064-$208
2Nissan Frontier$2,216-$56
3Ford Ranger$2,238-$34
4Ford Maverick$2,272--
5Honda Ridgeline$2,324$52
6Hyundai Santa Cruz$2,364$92
2024 Midsize Truck Average$2,365$93
7Toyota Tacoma$2,372$100
8GMC Canyon$2,412$140
9Jeep Gladiator$2,468$196
10Rivian R1T$2,922$650

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Maverick Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Ford Maverick.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Ford Maverick Insurance Rates by Trim Level
2024 Ford Maverick Trim Level Annual Premium Cost Per Month
XL$2,094$175
XL AWD$2,170$181
XLT$2,192$183
XLT AWD$2,254$188
XL Hybrid$2,256$188
XLT Hybrid$2,342$195
Lariat AWD$2,388$199
Lariat Hybrid$2,482$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Ford Maverick for different driver ages.

2024 Ford Maverick Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,180$682
17$7,895$658
18$7,020$585
19$6,415$535
20$4,899$408
21$4,672$389
22$4,176$348
23$3,448$287
24$3,254$271
25$2,638$220
30$2,418$202
35$2,338$195
40$2,272$189
45$2,128$177
50$2,020$168
55$1,884$157
60$1,888$157
65$2,012$168
70$2,184$182
75$2,584$215
80$3,188$266

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Maverick trim levels.