Ford Mustang Mach-E Car Insurance Calculator

Monitor in real-time how changes to driver risk factors and vehicle options affect the cost of insurance for a Ford Mustang Mach-E. Customize factors such as driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2024 Ford Mustang Mach-E is $2,806 per year, or about $234 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,806

Cost Per Month

$234

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Mustang Mach-E Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ford Mustang Mach-E.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,806
Average Rate
Your Rate
$2,806

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ford Mustang Mach-E.

The 'Average Rate' is a combined value for all Ford Mustang Mach-E trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Ford Mustang Mach-E is $2,806.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Ford Mustang Mach-E vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Ford Mustang Mach-E against all other models in the small SUV segment. The Ford Mustang Mach-E is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Mustang Mach-E, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Mustang Mach-E.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Ford Mustang Mach-E Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,772-$1,034
2Chevrolet Trailblazer$1,804-$1,002
3Kia Soul$1,872-$934
4Nissan Kicks$1,888-$918
5Buick Envision$1,922-$884
6Toyota Corolla Cross$1,932-$874
7Hyundai Venue$1,950-$856
8Mazda CX-5$1,956-$850
9Ford Bronco Sport$1,966-$840
10Volkswagen Tiguan$1,984-$822
11Buick Encore$2,038-$768
12Honda CR-V$2,046-$760
13Volkswagen Taos$2,056-$750
14Kia Niro$2,066-$740
15Honda HR-V$2,088-$718
16Subaru Forester$2,134-$672
17Kia Seltos$2,144-$662
18GMC Terrain$2,148-$658
19Nissan Rogue$2,154-$652
20Hyundai Kona$2,158-$648
21Mazda CX-30$2,164-$642
22Volkswagen ID4$2,176-$630
23Ford Escape$2,188-$618
2024 Small SUV Average$2,206-$600
24Chevrolet Equinox$2,210-$596
25Toyota RAV4$2,212-$594
26Mazda MX-30$2,226-$580
27Hyundai Tucson$2,232-$574
28Chevrolet Trax$2,264-$542
29Mini Cooper Clubman$2,274-$532
30Mini Cooper$2,278-$528
31Mitsubishi Eclipse Cross$2,302-$504
32Jeep Renegade$2,308-$498
33Mitsubishi Outlander$2,336-$470
34Kia Sportage$2,350-$456
35Hyundai Ioniq 5$2,358-$448
36Fiat 500X$2,368-$438
37Mini Cooper Countryman$2,374-$432
38Subaru Solterra$2,376-$430
39Mazda CX-50$2,380-$426
40Nissan Ariya$2,386-$420
41Toyota bz4X$2,390-$416
42Mitsubishi Mirage$2,398-$408
43Kia EV6$2,474-$332
44Dodge Hornet$2,554-$252
45Jeep Compass$2,594-$212
46Hyundai Nexo$2,648-$158
47Ford Mustang Mach-E$2,806--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Mustang Mach-E Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Ford Mustang Mach-E.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Ford Mustang Mach-E Insurance Rates by Trim Level
2024 Ford Mustang Mach-E Trim Level Annual Premium Cost Per Month
Select$2,552$213
Select eAWD$2,618$218
Premium - Standard Range$2,726$227
Premium - Standard Range eAWD$2,774$231
Premium - Extended Range$2,866$239
California Route 1 eAWD$2,866$239
Premium - Extended Range eAWD$2,902$242
GT eAWD$2,946$246
GT Performance eAWD$3,008$251

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Ford Mustang Mach-E for different driver ages.

2024 Ford Mustang Mach-E Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,949$829
17$9,674$806
18$8,732$728
19$7,925$660
20$6,084$507
21$5,803$484
22$5,203$434
23$4,248$354
24$4,028$336
25$3,268$272
30$3,000$250
35$2,884$240
40$2,806$234
45$2,620$218
50$2,476$206
55$2,314$193
60$2,320$193
65$2,476$206
70$2,662$222
75$3,120$260
80$3,846$321

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Mustang Mach-E trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ford Mustang Mach-E.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ford Mustang Mach-E Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Ford Mustang Mach-E$2,806$234
2023 Ford Mustang Mach-E$2,638$220
2022 Ford Mustang Mach-E$2,476$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Mustang Mach-E trim levels for each model year.