2023 Ford Mustang Mach-E Car Insurance Calculator

See in real-time how choices you make influence insurance rates for a 2023 Ford Mustang Mach-E. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2023 Ford Mustang Mach-E is $2,576 per year, or about $215 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,576

Cost Per Month

$215

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Mustang Mach-E Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Ford Mustang Mach-E.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,576
Average Rate
Your Rate
$2,576

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Ford Mustang Mach-E trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Ford Mustang Mach-E is $2,576.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Ford Mustang Mach-E vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Ford Mustang Mach-E against all other models in the small SUV segment. The Ford Mustang Mach-E is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Mustang Mach-E, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Mustang Mach-E.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Ford Mustang Mach-E Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$854
2Subaru Crosstrek$1,740-$836
3Nissan Kicks$1,744-$832
4Nissan Rogue Sport$1,776-$800
5Mazda CX-5$1,794-$782
6Buick Encore$1,814-$762
7Buick Envision$1,822-$754
8Kia Seltos$1,844-$732
9Hyundai Venue$1,854-$722
10Honda HR-V$1,886-$690
11Hyundai Kona$1,910-$666
12Subaru Forester$1,926-$650
13Honda CR-V$1,932-$644
14Mazda CX-30$1,936-$640
15Chevrolet Trax$1,950-$626
16Volkswagen Tiguan$1,978-$598
17Ford Bronco Sport$1,984-$592
18Fiat 500X$2,018-$558
19Kia Soul$2,022-$554
20GMC Terrain$2,024-$552
21Mitsubishi Eclipse Cross$2,034-$542
22Chevrolet Equinox$2,048-$528
23Toyota Corolla Cross$2,056-$520
24Volkswagen Taos$2,062-$514
25Mazda CX-50$2,064-$512
2023 Small SUV Average$2,073-$503
26Hyundai Tucson$2,082-$494
27Ford Escape$2,086-$490
28Nissan Rogue$2,094-$482
29Kia Niro$2,110-$466
30Toyota RAV4$2,112-$464
31Mazda MX-30$2,116-$460
32Mini Cooper$2,126-$450
33Jeep Compass$2,130-$446
34Mini Cooper Clubman$2,162-$414
35Jeep Renegade$2,192-$384
36Chevrolet Bolt$2,206-$370
37Toyota bz4X$2,216-$360
38Hyundai Ioniq 5$2,260-$316
39Kia Sportage$2,270-$306
40Mini Cooper Countryman$2,338-$238
41Mitsubishi Mirage$2,340-$236
42Mitsubishi Outlander$2,352-$224
43Volkswagen ID4$2,366-$210
44Kia EV6$2,416-$160
45Dodge Hornet$2,418-$158
46Hyundai Nexo$2,508-$68
47Ford Mustang Mach-E$2,576--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Mustang Mach-E Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Ford Mustang Mach-E.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Ford Mustang Mach-E Insurance Rates by Trim Level
2023 Ford Mustang Mach-E Trim Level Annual Premium Cost Per Month
Select$2,424$202
Select eAWD$2,442$204
Premium - Standard Range$2,492$208
Premium - Extended Range$2,572$214
California Route 1 eAWD$2,574$215
Premium - Extended Range eAWD$2,626$219
Premium - Standard Range eAWD$2,648$221
GT eAWD$2,696$225
GT Performance eAWD$2,716$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Ford Mustang Mach-E for different driver ages.

2023 Ford Mustang Mach-E Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,171$764
17$8,905$742
18$8,014$668
19$7,280$607
20$5,582$465
21$5,324$444
22$4,772$398
23$3,901$325
24$3,692$308
25$2,996$250
30$2,750$229
35$2,644$220
40$2,576$215
45$2,406$201
50$2,276$190
55$2,126$177
60$2,132$178
65$2,274$190
70$2,452$204
75$2,878$240
80$3,550$296

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Mustang Mach-E trim levels.