2013 Ford Mustang Car Insurance Calculator

See in real-time how different factors impact the cost of insurance for a 2013 Ford Mustang. Customize rate factors like your marital status, location, homeowner status, and credit rating. Instantly know how and why rates change based on your selections.

The average estimated car insurance premium for a 2013 Ford Mustang is $1,628 per year, or about $136 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,628

Cost Per Month

$136

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Mustang Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Ford Mustang.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,628
Average Rate
Your Rate
$1,628

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Ford Mustang trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Ford Mustang is $1,628.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Ford Mustang vs. the Sports Car Segment

The table below compares insurance rates for the 2013 Ford Mustang against all other models in the sports car segment. The Ford Mustang is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Mustang, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Mustang.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Ford Mustang Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,092-$536
2BMW Z4$1,438-$190
3Subaru BRZ$1,488-$140
4Porsche Boxster$1,514-$114
5Ford Mustang$1,628--
6Nissan 370Z$1,668$40
7Audi TT$1,698$70
8Chevrolet Corvette$1,736$108
9Chevrolet Camaro$1,798$170
2013 Sports Car Average$1,826$198
10BMW M3$1,862$234
11Dodge Challenger$1,966$338
12Porsche 911$2,142$514
13Dodge Viper$2,284$656
14Nissan GT-R$2,398$770
15Maserati Granturismo$2,676$1,048

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Mustang Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Ford Mustang.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Ford Mustang Insurance Rates by Trim Level
2013 Ford Mustang Trim Level Annual Premium Cost Per Month
Coupe$1,420$118
Premium Coupe$1,500$125
Convertible$1,530$128
GT Coupe$1,566$131
GT Premium Coupe$1,606$134
Premium Convertible$1,610$134
GT Convertible$1,650$138
GT Premium Convertible$1,692$141
Boss 302 Coupe 8CYL GAS$1,700$142
Shelby GT500 Coupe$1,792$149
Shelby GT500 Convertible$1,850$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Ford Mustang for different driver ages.

2013 Ford Mustang Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,922$494
17$5,660$472
18$4,935$411
19$4,553$379
20$3,462$289
21$3,302$275
22$2,938$245
23$2,473$206
24$2,318$193
25$1,880$157
30$1,726$144
35$1,680$140
40$1,628$136
45$1,536$128
50$1,462$122
55$1,362$114
60$1,364$114
65$1,444$120
70$1,588$132
75$1,900$158
80$2,336$195

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Mustang trim levels.