2014 Ford Mustang Car Insurance Calculator

View in real-time how changes to different risk factors impact the cost of insurance for a 2014 Ford Mustang. Tailor settings like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2014 Ford Mustang is $1,804 per year, or about $150 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,804

Cost Per Month

$150

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Mustang Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Ford Mustang.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,804
Average Rate
Your Rate
$1,804

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Ford Mustang trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Ford Mustang is $1,804.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Ford Mustang vs. the Sports Car Segment

The table below compares insurance rates for the 2014 Ford Mustang against all other models in the sports car segment. The Ford Mustang is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Mustang, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Mustang.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Ford Mustang Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,256-$548
2Subaru BRZ$1,458-$346
3Chevrolet Corvette$1,590-$214
4Porsche Cayman$1,610-$194
5BMW Z4$1,672-$132
6Audi TT$1,680-$124
7Nissan 370Z$1,718-$86
8Ford Mustang$1,804--
9Porsche Boxster$1,858$54
10Chevrolet Camaro$1,978$174
11Jaguar F-Type$1,986$182
2014 Sports Car Average$2,011$207
12Porsche 911$2,210$406
13Dodge Challenger$2,260$456
14Dodge Viper$2,324$520
15Nissan GT-R$2,528$724
16Audi R8$2,558$754
17BMW i8$2,816$1,012
18Maserati Granturismo$2,888$1,084

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Mustang Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Ford Mustang.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Ford Mustang Insurance Rates by Trim Level
2014 Ford Mustang Trim Level Annual Premium Cost Per Month
Convertible$1,520$127
Premium Convertible$1,590$133
GT Convertible$1,632$136
GT Premium Convertible$1,674$140
Coupe$1,790$149
Shelby GT500 Convertible$1,858$155
Premium Coupe$1,862$155
GT Coupe$1,946$162
GT Premium Coupe$1,988$166
Shelby GT500 Coupe$2,186$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Ford Mustang for different driver ages.

2014 Ford Mustang Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,636$553
17$6,332$528
18$5,499$458
19$5,078$423
20$3,852$321
21$3,673$306
22$3,264$272
23$2,748$229
24$2,574$215
25$2,084$174
30$1,906$159
35$1,864$155
40$1,804$150
45$1,702$142
50$1,624$135
55$1,512$126
60$1,514$126
65$1,608$134
70$1,772$148
75$2,126$177
80$2,618$218

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Mustang trim levels.