2019 Ford Taurus Car Insurance Calculator

Discover and learn how different driver, vehicle, and coverage options influence insurance rates for a 2019 Ford Taurus. Make changes to factors like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2019 Ford Taurus is $2,056 per year, or about $171 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,056

Cost Per Month

$171

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Taurus Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Ford Taurus.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,056
Average Rate
Your Rate
$2,056

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Ford Taurus trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Ford Taurus is $2,056.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Ford Taurus vs. the Large Car Segment

The table below compares insurance rates for the 2019 Ford Taurus against all other models in the large car segment. The Ford Taurus is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Taurus, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Taurus.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Ford Taurus Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Kia Cadenza$1,978-$78
2Toyota Avalon$1,998-$58
3Ford Taurus$2,056--
4Chevrolet Impala$2,104$48
2019 Large Car Average$2,142$86
5Chrysler 300$2,152$96
6Nissan Maxima$2,240$184
7Dodge Charger$2,464$408

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Taurus Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Ford Taurus.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Ford Taurus Insurance Rates by Trim Level
2019 Ford Taurus Trim Level Annual Premium Cost Per Month
SE Sedan$1,888$157
SEL AWD Sedan$2,006$167
SEL Sedan$2,006$167
Limited AWD Sedan$2,124$177
Limited Sedan$2,124$177
SHO AWD Sedan$2,184$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Ford Taurus for different driver ages.

2019 Ford Taurus Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,491$624
17$7,233$603
18$6,431$536
19$5,865$489
20$4,471$373
21$4,264$355
22$3,802$317
23$3,127$261
24$2,948$246
25$2,388$199
30$2,186$182
35$2,112$176
40$2,056$171
45$1,924$160
50$1,824$152
55$1,704$142
60$1,708$142
65$1,826$152
70$1,986$166
75$2,356$196
80$2,914$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Taurus trim levels.