2016 Ford Transit Car Insurance Calculator

Discover and learn how changes to risk factors and vehicle options affect car insurance rates for a 2016 Ford Transit. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2016 Ford Transit is $1,594 per year, or about $133 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,594

Cost Per Month

$133

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Transit Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Ford Transit.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,594
Average Rate
Your Rate
$1,594

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Ford Transit trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Ford Transit is $1,594.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Ford Transit vs. the Large Van Segment

The table below compares insurance rates for the 2016 Ford Transit against all other models in the large van segment. The Ford Transit is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Transit, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Transit.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Ford Transit Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Nissan NV$1,464-$130
2Chevrolet Express$1,468-$126
3Ram Promaster City$1,572-$22
4Ford Transit$1,594--
2016 Large Van Average$1,626$32
5GMC Savana$1,632$38
6Ram Promaster$1,658$64
7Mercedes-Benz Metris$1,694$100
8Mercedes-Benz Sprinter$1,762$168
9Freightliner Sprinter$1,794$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Transit Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Ford Transit.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Ford Transit Insurance Rates by Trim Level
2016 Ford Transit Trim Level Annual Premium Cost Per Month
Connect XL 2WD$1,440$120
Connect XLT 2WD$1,484$124
250 Low Roof 2WD$1,492$124
350 Low Roof 2WD$1,536$128
250 Medium Roof 2WD$1,538$128
150 Low Roof 2WD$1,542$129
350 Medium Roof 2WD$1,562$130
Connect Titanium 2WD$1,568$131
350 High Roof 2WD$1,586$132
350 Low Roof XL 2WD$1,586$132
350 Low Roof XLT 2WD$1,586$132
350 Medium Roof XL 2WD$1,586$132
350 Medium Roof XLT 2WD$1,586$132
150 Medium Roof 2WD$1,590$133
250 High Roof 2WD$1,604$134
350 High Roof XL 2WD$1,610$134
350 High Roof XLT 2WD$1,634$136
350 Low Roof XL 2WD Diesel$1,634$136
350 Low Roof XLT 2WD Diesel$1,634$136
350 Medium Roof XL 2WD Diesel$1,634$136
150 Low Roof XL 2WD$1,636$136
150 Low Roof XLT 2WD$1,636$136
150 Medium Roof XL 2WD$1,636$136
150 Medium Roof XLT 2WD$1,636$136
350 HD High Roof 2WD$1,648$137
350 High Roof XL 2WD Diesel$1,682$140
350 High Roof XLT 2WD Diesel$1,682$140
350 Medium Roof XLT 2WD Diesel$1,682$140

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Ford Transit for different driver ages.

2016 Ford Transit Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,822$485
17$5,598$467
18$4,933$411
19$4,520$377
20$3,438$287
21$3,278$273
22$2,922$244
23$2,424$202
24$2,281$190
25$1,848$154
30$1,690$141
35$1,640$137
40$1,594$133
45$1,500$125
50$1,422$119
55$1,332$111
60$1,334$111
65$1,418$118
70$1,548$129
75$1,844$154
80$2,278$190

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Transit trim levels.