2018 Genesis G90 Car Insurance Calculator

Explore and understand how different driver and vehicle factors impact the cost of car insurance for a 2018 Genesis G90. Experiment with factors like coverage deductibles, age of the driver, policy discounts, and G90 trim level. Get instant feedback if and why rates increase from the option you changed.

The average estimated car insurance premium for a 2018 Genesis G90 is $2,700 per year, or about $225 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,700

Cost Per Month

$225

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Genesis G90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Genesis G90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,700
Average Rate
Your Rate
$2,700

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Genesis G90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Genesis G90 is $2,700.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Genesis G90 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2018 Genesis G90 against all other models in the large luxury car segment. The Genesis G90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Genesis G90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Genesis G90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Genesis G90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$754
2Cadillac CTS$2,010-$690
3Audi A5$2,090-$610
4Cadillac XTS$2,130-$570
5Cadillac CT6$2,156-$544
6Volvo S90$2,234-$466
7Lexus LS 500$2,318-$382
8Infiniti Q70$2,324-$376
9Acura RLX$2,364-$336
10Lexus LS 500H$2,408-$292
11Mercedes-Benz CLS550$2,464-$236
12Lexus GS 450$2,488-$212
13Infiniti Q60$2,536-$164
14Mercedes-Benz C63 AMG$2,582-$118
15Cadillac CTS-V$2,654-$46
16Mercedes-Benz S450$2,680-$20
17Jaguar XJ$2,692-$8
18Genesis G90$2,700--
2018 Large Luxury Car Average$2,783$83
19BMW 740e$2,804$104
20BMW 740i$2,824$124
21Mercedes-Benz S560$2,832$132
22BMW 650i$2,838$138
23Audi RS 7$2,940$240
24Mercedes-Benz E63 AMG$3,020$320
25Mercedes-Benz CLS63 AMG$3,046$346
26BMW 750i$3,054$354
27Maserati Ghibli$3,058$358
28Porsche Panamera$3,118$418
29Audi A8$3,148$448
30BMW Alpina B6$3,234$534
31Maserati Quattroporte$3,246$546
32Audi S8$3,346$646
33Mercedes-Benz AMG$3,372$672
34Mercedes-Benz AMG S63$3,438$738
35BMW M760i$3,668$968
36Mercedes-Benz S65 AMG$4,432$1,732

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 G90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Genesis G90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Genesis G90 Insurance Rates by Trim Level
2018 Genesis G90 Trim Level Annual Premium Cost Per Month
3.3 Premium Sedan$2,658$222
3.3 AWD Premium Sedan$2,714$226
5 Ultimate Sedan$2,714$226
5.0 AWD Ultimate Sedan$2,714$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Genesis G90 for different driver ages.

2018 Genesis G90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,679$807
17$9,423$785
18$8,526$711
19$7,714$643
20$5,914$493
21$5,637$470
22$5,051$421
23$4,093$341
24$3,882$324
25$3,148$262
30$2,886$241
35$2,768$231
40$2,700$225
45$2,514$210
50$2,376$198
55$2,222$185
60$2,232$186
65$2,386$199
70$2,568$214
75$3,016$251
80$3,732$311

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Genesis G90 trim levels.