2020 Genesis G90 Car Insurance Calculator

Learn and understand how changes to different risk factors impact car insurance rates for a 2020 Genesis G90. Experiment with rate factors like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2020 Genesis G90 is $2,950 per year, or about $246 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,950

Cost Per Month

$246

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Genesis G90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Genesis G90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,950
Average Rate
Your Rate
$2,950

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Genesis G90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Genesis G90 is $2,950.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Genesis G90 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2020 Genesis G90 against all other models in the large luxury car segment. The Genesis G90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Genesis G90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Genesis G90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Genesis G90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,284-$666
2Lincoln Continental$2,372-$578
3Volvo S90$2,438-$512
4Cadillac CT6$2,516-$434
5Acura RLX$2,638-$312
6Lexus LS 500H$2,744-$206
7Kia K900$2,796-$154
8Lexus LS 500$2,886-$64
9Infiniti Q60$2,934-$16
10Mercedes-Benz AMG E53$2,938-$12
11Genesis G90$2,950--
12Mercedes-Benz AMG CLS53$3,016$66
13BMW 840i$3,082$132
2020 Large Luxury Car Average$3,122$172
14Mercedes-Benz S450$3,214$264
15BMW M850i$3,232$282
16BMW 740i$3,340$390
17BMW 850i$3,368$418
18Mercedes-Benz E63 AMG$3,384$434
19Porsche Panamera$3,518$568
20Audi A8$3,578$628
21Mercedes-Benz S560$3,614$664
22BMW 750i$3,628$678
23BMW M760i$4,094$1,144
24Mercedes-Benz AMG S63$4,374$1,424

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 G90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Genesis G90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Genesis G90 Insurance Rates by Trim Level
2020 Genesis G90 Trim Level Annual Premium Cost Per Month
3.3T Premium AWD$2,668$222
3.3T Premium Sedan$2,668$222
5.0 Ultimate AWD$3,232$269
5.0 Ultimate Sedan$3,232$269

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Genesis G90 for different driver ages.

2020 Genesis G90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,567$881
17$10,289$857
18$9,308$776
19$8,423$702
20$6,458$538
21$6,155$513
22$5,517$460
23$4,475$373
24$4,245$354
25$3,438$287
30$3,158$263
35$3,028$252
40$2,950$246
45$2,752$229
50$2,598$217
55$2,426$202
60$2,436$203
65$2,606$217
70$2,806$234
75$3,294$275
80$4,078$340

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Genesis G90 trim levels.