2021 Genesis GV80 Car Insurance Calculator

See in real-time how choices you make impact car insurance rates for a 2021 Genesis GV80. Set options like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2021 Genesis GV80 is $2,296 per year, or about $191 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,296

Cost Per Month

$191

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Genesis GV80 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Genesis GV80.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,296
Average Rate
Your Rate
$2,296

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Genesis GV80 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Genesis GV80 is $2,296.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Genesis GV80 Segment Comparison

The table below compares insurance rates for the 2021 Genesis GV80 against all other models in the midsize luxury SUV segment. The Genesis GV80 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Genesis GV80, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Genesis GV80.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Genesis GV80 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$2,004-$292
2Cadillac XT5$2,048-$248
3Lincoln Nautilus$2,108-$188
4Lexus RX 350$2,146-$150
5Infiniti QX50$2,154-$142
6Jaguar E-Pace$2,166-$130
7Lexus RX 350L$2,206-$90
8Cadillac XT6$2,228-$68
9Acura MDX$2,254-$42
10Genesis GV80$2,296--
11Mercedes-Benz GLE450$2,302$6
12Lincoln Aviator$2,326$30
13Volvo V90$2,340$44
14Infiniti QX60$2,378$82
15Land Rover Discovery Sport$2,388$92
16Lexus GX 460$2,424$128
2021 Midsize Luxury SUV Average$2,440$144
17Mercedes-Benz AMG GLC43$2,484$188
18Land Rover Discovery$2,500$204
19Audi SQ5$2,508$212
20Mercedes-Benz GLE350$2,518$222
21Lexus RX 450$2,546$250
22Audi Q8$2,560$264
23BMW X5$2,562$266
24Mercedes-Benz AMG GLC63$2,642$346
25Audi Q7$2,646$350
26Audi e-tron$2,730$434
27BMW X6$2,796$500
28Tesla Model X$2,888$592
29Porsche Cayenne$2,958$662
30Mercedes-Benz AMG GLE63$3,090$794

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 GV80 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Genesis GV80.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Genesis GV80 Insurance Rates by Trim Level
2021 Genesis GV80 Trim Level Annual Premium Cost Per Month
2.5T I4 RWD$2,260$188
2.5T I4 AWD$2,306$192
3.5T V6 AWD$2,324$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Genesis GV80 for different driver ages.

2021 Genesis GV80 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,290$691
17$8,028$669
18$7,185$599
19$6,537$545
20$4,996$416
21$4,763$397
22$4,258$355
23$3,488$291
24$3,294$275
25$2,670$223
30$2,446$204
35$2,358$197
40$2,296$191
45$2,146$179
50$2,032$169
55$1,900$158
60$1,906$159
65$2,034$170
70$2,204$184
75$2,602$217
80$3,218$268

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Genesis GV80 trim levels.