2016 GMC Acadia Car Insurance Calculator

Gain insights into how life choices impact car insurance rates for a 2016 GMC Acadia. Experiment with options like your location, homeowner status, and credit score to see how rates are affected. Immediately see if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2016 GMC Acadia is $1,742 per year, or about $145 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,742

Cost Per Month

$145

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Acadia Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 GMC Acadia.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,742
Average Rate
Your Rate
$1,742

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 GMC Acadia trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 GMC Acadia is $1,742.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 GMC Acadia vs. the Midsize SUV Segment

The table below compares insurance rates for the 2016 GMC Acadia against all other models in the midsize SUV segment. The GMC Acadia is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Acadia, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Acadia.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 GMC Acadia Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,438-$304
2Chevrolet Traverse$1,512-$230
3Ford Flex$1,544-$198
4Jeep Cherokee$1,566-$176
5Dodge Journey$1,572-$170
6Dodge Durango$1,590-$152
7Toyota 4Runner$1,608-$134
8Ford Edge$1,628-$114
9Mazda CX-9$1,650-$92
10Nissan Pathfinder$1,660-$82
2016 Midsize SUV Average$1,667-$75
11Honda Pilot$1,670-$72
12Nissan Murano$1,678-$64
13Jeep Grand Cherokee$1,680-$62
14Hyundai Santa Fe$1,692-$50
15Jeep Wrangler$1,734-$8
16GMC Acadia$1,742--
17Buick Enclave$1,750$8
18Ford Explorer$1,772$30
19Toyota Highlander$1,806$64
20Kia Sorento$1,816$74
21Volkswagen Touareg$1,892$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Acadia Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 GMC Acadia.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 GMC Acadia Insurance Rates by Trim Level
2016 GMC Acadia Trim Level Annual Premium Cost Per Month
SLE 2WD$1,652$138
SLE AWD$1,702$142
SLT 2WD$1,748$146
SLT AWD$1,748$146
Denali 2WD$1,798$150
Denali AWD$1,798$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 GMC Acadia for different driver ages.

2016 GMC Acadia Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,376$531
17$6,125$510
18$5,390$449
19$4,941$412
20$3,758$313
21$3,583$299
22$3,191$266
23$2,648$221
24$2,491$208
25$2,020$168
30$1,844$154
35$1,790$149
40$1,742$145
45$1,636$136
50$1,554$130
55$1,450$121
60$1,452$121
65$1,548$129
70$1,696$141
75$2,020$168
80$2,496$208

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Acadia trim levels.