2019 GMC Acadia Car Insurance Calculator

Understand how changes to driver risk factors and vehicle options impact the cost of insurance for a 2019 GMC Acadia. Customize rate factors like Acadia trim level, driving record, policy coverages, and annual miles driven. Instantly see if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2019 GMC Acadia is $1,968 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,968

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Acadia Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 GMC Acadia.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,968
Average Rate
Your Rate
$1,968

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 GMC Acadia trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 GMC Acadia is $1,968.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 GMC Acadia vs. the Midsize SUV Segment

The table below compares insurance rates for the 2019 GMC Acadia against all other models in the midsize SUV segment. The GMC Acadia is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Acadia, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Acadia.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 GMC Acadia Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,734-$234
2Subaru Outback$1,770-$198
3Ford Edge$1,780-$188
4Chevrolet Traverse$1,782-$186
5Toyota 4Runner$1,794-$174
6Honda Pilot$1,826-$142
7Subaru Ascent$1,846-$122
8Nissan Murano$1,856-$112
9Mazda CX-9$1,880-$88
10Ford Explorer$1,884-$84
11Ford Flex$1,890-$78
12Honda Passport$1,912-$56
2019 Midsize SUV Average$1,927-$41
13Chevrolet Blazer$1,930-$38
14Kia Sorento$1,940-$28
15Dodge Journey$1,942-$26
16GMC Acadia$1,968--
17Toyota Highlander$2,012$44
18Hyundai Santa Fe$2,016$48
19Dodge Durango$2,028$60
20Buick Enclave$2,040$72
21Nissan Pathfinder$2,064$96
22Jeep Grand Cherokee$2,076$108
23Jeep Cherokee$2,096$128
24Jeep Wrangler$2,188$220

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Acadia Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 GMC Acadia.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 GMC Acadia Insurance Rates by Trim Level
2019 GMC Acadia Trim Level Annual Premium Cost Per Month
SL 2WD$1,770$148
SLE 2WD$1,866$156
SLE AWD$1,934$161
All Terrain AWD$1,994$166
SLT 2WD$1,994$166
SLT AWD$2,022$169
Denali 2WD$2,082$174
Denali AWD$2,082$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 GMC Acadia for different driver ages.

2019 GMC Acadia Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,175$598
17$6,918$577
18$6,131$511
19$5,602$467
20$4,268$356
21$4,069$339
22$3,629$302
23$2,993$249
24$2,821$235
25$2,284$190
30$2,090$174
35$2,024$169
40$1,968$164
45$1,844$154
50$1,750$146
55$1,634$136
60$1,638$137
65$1,748$146
70$1,906$159
75$2,262$189
80$2,798$233

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Acadia trim levels.