2022 GMC Acadia Car Insurance Calculator

Get real-time feedback how different risk factors impact the cost of insurance for a 2022 GMC Acadia. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2022 GMC Acadia is $2,148 per year, or about $179 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,148

Cost Per Month

$179

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Acadia Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 GMC Acadia.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,148
Average Rate
Your Rate
$2,148

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 GMC Acadia trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 GMC Acadia is $2,148.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 GMC Acadia vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 GMC Acadia against all other models in the midsize SUV segment. The GMC Acadia is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Acadia, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Acadia.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 GMC Acadia Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$432
2Subaru Ascent$1,836-$312
3Ford Edge$1,926-$222
4Subaru Outback$1,962-$186
5Nissan Murano$1,984-$164
6Toyota Venza$1,998-$150
7Ford Explorer$2,010-$138
8Kia Sorento$2,024-$124
9Hyundai Palisade$2,052-$96
10Volkswagen Atlas$2,066-$82
11Toyota 4Runner$2,084-$64
12Mazda CX-9$2,132-$16
13Volkswagen Atlas Cross Sport$2,140-$8
14GMC Acadia$2,148--
15Toyota Highlander$2,150$2
16Nissan Pathfinder$2,160$12
17Honda Pilot$2,168$20
18Mitsubishi Outlander Sport$2,176$28
2022 Midsize SUV Average$2,179$31
19Buick Enclave$2,190$42
20Chevrolet Traverse$2,202$54
21Hyundai Santa Fe$2,230$82
22Kia Telluride$2,238$90
23Chevrolet Blazer$2,258$110
24Ford Bronco$2,304$156
25Jeep Grand Cherokee$2,356$208
26Jeep Cherokee$2,414$266
27Jeep Wrangler$2,448$300
28Mitsubishi Outlander PHEV$2,480$332
29Dodge Durango$2,504$356
30Tesla Model Y$2,532$384
31Rivian R1S$2,666$518

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Acadia Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 GMC Acadia.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 GMC Acadia Insurance Rates by Trim Level
2022 GMC Acadia Trim Level Annual Premium Cost Per Month
SLE 2WD$2,006$167
SLE AWD$2,098$175
SLT 2WD$2,108$176
SLT AWD$2,164$180
AT4 AWD$2,176$181
Denali 2WD$2,238$187
Denali AWD$2,252$188

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 GMC Acadia for different driver ages.

2022 GMC Acadia Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,681$640
17$7,417$618
18$6,602$550
19$6,032$503
20$4,614$385
21$4,402$367
22$3,938$328
23$3,257$271
24$3,069$256
25$2,492$208
30$2,284$190
35$2,210$184
40$2,148$179
45$2,012$168
50$1,908$159
55$1,782$149
60$1,784$149
65$1,898$158
70$2,060$172
75$2,434$203
80$2,994$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Acadia trim levels.