2023 GMC Acadia Car Insurance Calculator

Learn in real-time how changes to driver risk factors and vehicle options influence insurance rates for a 2023 GMC Acadia. Play around with factors like driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2023 GMC Acadia is $2,168 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,168

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Acadia Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 GMC Acadia.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,168
Average Rate
Your Rate
$2,168

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 GMC Acadia trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 GMC Acadia is $2,168.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 GMC Acadia vs. the Midsize SUV Segment

The table below compares insurance rates for the 2023 GMC Acadia against all other models in the midsize SUV segment. The GMC Acadia is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Acadia, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Acadia.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 GMC Acadia Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$394
2Subaru Ascent$1,854-$314
3Ford Edge$1,932-$236
4Volkswagen Atlas$1,946-$222
5Ford Explorer$1,950-$218
6Nissan Murano$1,958-$210
7Subaru Outback$1,964-$204
8Volkswagen Atlas Cross Sport$2,036-$132
9Toyota Venza$2,076-$92
10Kia Sorento$2,092-$76
11Hyundai Palisade$2,118-$50
12Toyota 4Runner$2,134-$34
13GMC Acadia$2,168--
14Chevrolet Traverse$2,174$6
15Honda Pilot$2,192$24
16Buick Enclave$2,196$28
17Nissan Pathfinder$2,210$42
18Mazda CX-9$2,220$52
2023 Midsize SUV Average$2,227$59
19Mitsubishi Outlander Sport$2,252$84
20Kia Telluride$2,266$98
21Toyota Highlander$2,284$116
22Chevrolet Blazer$2,306$138
23Hyundai Santa Fe$2,336$168
24Jeep Grand Cherokee$2,420$252
25Jeep Cherokee$2,464$296
26Jeep Wrangler$2,514$346
27Ford Bronco$2,536$368
28Tesla Model Y$2,548$380
29Mitsubishi Outlander PHEV$2,606$438
30Dodge Durango$2,708$540
31Rivian R1S$2,790$622

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Acadia Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 GMC Acadia.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 GMC Acadia Insurance Rates by Trim Level
2023 GMC Acadia Trim Level Annual Premium Cost Per Month
SLE 2WD$2,052$171
SLE AWD$2,104$175
SLT 2WD$2,150$179
SLT AWD$2,172$181
AT4 AWD$2,180$182
Denali 2WD$2,246$187
Denali AWD$2,274$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 GMC Acadia for different driver ages.

2023 GMC Acadia Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,754$646
17$7,488$624
18$6,662$555
19$6,090$508
20$4,655$388
21$4,443$370
22$3,975$331
23$3,285$274
24$3,098$258
25$2,514$210
30$2,306$192
35$2,228$186
40$2,168$181
45$2,030$169
50$1,926$161
55$1,798$150
60$1,802$150
65$1,916$160
70$2,078$173
75$2,456$205
80$3,020$252

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Acadia trim levels.