2018 GMC Canyon Car Insurance Calculator

Learn how changes to driver risk factors and vehicle options affect car insurance rates for a 2018 GMC Canyon. Tailor settings like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2018 GMC Canyon is $1,668 per year, or about $139 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,668

Cost Per Month

$139

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Canyon Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 GMC Canyon.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,668
Average Rate
Your Rate
$1,668

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 GMC Canyon trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 GMC Canyon is $1,668.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 GMC Canyon vs. the Midsize Truck Segment

The table below compares insurance rates for the 2018 GMC Canyon against all other models in the midsize truck segment. The GMC Canyon is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Canyon, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Canyon.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 GMC Canyon Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Canyon$1,668--
2Nissan Frontier$1,706$38
3Honda Ridgeline$1,714$46
2018 Midsize Truck Average$1,775$107
4Chevrolet Colorado$1,864$196
5Toyota Tacoma$1,922$254

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Canyon Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 GMC Canyon.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 GMC Canyon Insurance Rates by Trim Level
2018 GMC Canyon Trim Level Annual Premium Cost Per Month
Extended Cab 2WD$1,526$127
WT Extended Cab 2WD$1,526$127
Crew Cab 2WD$1,544$129
WT Crew Cab 2WD$1,544$129
WT Extended Cab 4WD$1,578$132
SLE Extended Cab 2WD$1,598$133
SLE Extended Cab 4WD$1,636$136
SLE Crew Cab 2WD$1,692$141
SLE Crew Cab 4WD$1,736$145
SLT Crew Cab 4WD$1,764$147
SLT Crew Cab 2WD$1,768$147
Denali Crew Cab 4WD$1,818$152
SLT Crew Cab 4WD Turbo Diesel$1,818$152
Denali Crew Cab 2WD$1,822$152

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 GMC Canyon for different driver ages.

2018 GMC Canyon Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,078$507
17$5,840$487
18$5,138$428
19$4,715$393
20$3,588$299
21$3,419$285
22$3,048$254
23$2,535$211
24$2,384$199
25$1,930$161
30$1,768$147
35$1,716$143
40$1,668$139
45$1,568$131
50$1,490$124
55$1,390$116
60$1,392$116
65$1,482$124
70$1,618$135
75$1,930$161
80$2,382$199

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Canyon trim levels.