2015 GMC Sierra 2500 HD Car Insurance Calculator

Get instant feedback how different risk factors affect the cost of insurance for a 2015 GMC Sierra 2500 HD. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2015 GMC Sierra 2500 HD is $1,834 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,834

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Sierra 2500 HD Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 GMC Sierra 2500 HD.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,834
Average Rate
Your Rate
$1,834

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 GMC Sierra 2500 HD trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 GMC Sierra 2500 HD is $1,834.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 GMC Sierra 2500 HD Segment Comparison

The table below compares insurance rates for the 2015 GMC Sierra 2500 HD against all other models in the heavy duty truck segment. The GMC Sierra 2500 HD is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Sierra 2500 HD, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Sierra 2500 HD.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 GMC Sierra 2500 HD Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 3500$1,802-$32
2Chevrolet Silverado HD 2500$1,816-$18
3GMC Sierra 2500 HD$1,834--
4Chevrolet Silverado HD 3500$1,860$26
5Ford F250 Super Duty$1,898$64
6Ram Truck 2500$1,924$90
2015 Heavy Duty Truck Average$1,925$91
7Ford F350 Super Duty$1,944$110
8Ram Truck 3500$1,966$132
9Ford F450 Super Duty$2,282$448

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Sierra 2500 HD Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 GMC Sierra 2500 HD.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 GMC Sierra 2500 HD Insurance Rates by Trim Level
2015 GMC Sierra 2500 HD Trim Level Annual Premium Cost Per Month
Regular Cab 2WD$1,684$140
Regular Cab 4WD$1,704$142
Double Cab 2WD$1,744$145
WT Crew Cab 2WD$1,744$145
Double Cab 4WD$1,750$146
WT Crew Cab 4WD$1,750$146
Regular Cab 2WD Diesel$1,790$149
SLE Double Cab 2WD$1,790$149
SLE Regular Cab 2WD$1,790$149
Double Cab 4WD Diesel$1,794$150
Regular Cab 4WD Diesel$1,794$150
SLE Crew Cab 4WD$1,794$150
SLE Double Cab 4WD$1,794$150
SLE Regular Cab 4WD$1,794$150
Double Cab 2WD Diesel$1,834$153
SLE Crew Cab 2WD$1,834$153
SLE Regular Cab 2WD Diesel$1,834$153
SLT Double Cab 2WD$1,834$153
WT Crew Cab 2WD Diesel$1,834$153
SLE Regular Cab 4WD Diesel$1,838$153
SLT Crew Cab 4WD$1,838$153
SLT Double Cab 4WD$1,838$153
WT Crew Cab 4WD Diesel$1,838$153
SLE Crew Cab 2WD Diesel$1,878$157
SLE Double Cab 2WD Diesel$1,878$157
SLT Crew Cab 2WD$1,878$157
Denali Crew Cab 4WD$1,882$157
SLE Crew Cab 4WD Diesel$1,882$157
SLE Double Cab 4WD Diesel$1,882$157
SLT Double Cab 4WD Diesel$1,882$157
Denali Crew Cab 2WD$1,922$160
SLT Crew Cab 2WD Diesel$1,922$160
SLT Double Cab 2WD Diesel$1,922$160
SLT Crew Cab 4WD Diesel$1,926$161
Denali Crew Cab 4WD Diesel$1,956$163
Denali Crew Cab 2WD Diesel$1,966$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 GMC Sierra 2500 HD for different driver ages.

2015 GMC Sierra 2500 HD Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,860$572
17$6,555$546
18$5,700$475
19$5,249$437
20$3,970$331
21$3,783$315
22$3,355$280
23$2,804$234
24$2,628$219
25$2,124$177
30$1,940$162
35$1,890$158
40$1,834$153
45$1,730$144
50$1,646$137
55$1,536$128
60$1,540$128
65$1,640$137
70$1,810$151
75$2,180$182
80$2,700$225

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Sierra 2500 HD trim levels.