2014 GMC Terrain Car Insurance Calculator

Get instant feedback how life choices influence insurance rates for a 2014 GMC Terrain. Experiment with factors like Terrain trim level, driving record, policy coverages, and annual miles driven. Instantly see if your rates increased or decreased.

The average estimated car insurance premium for a 2014 GMC Terrain is $1,436 per year, or about $120 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,436

Cost Per Month

$120

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Terrain Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 GMC Terrain.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,436
Average Rate
Your Rate
$1,436

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 GMC Terrain trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 GMC Terrain is $1,436.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 GMC Terrain vs. the Small SUV Segment

The table below compares insurance rates for the 2014 GMC Terrain against all other models in the small SUV segment. The GMC Terrain is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Terrain, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Terrain.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 GMC Terrain Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mini Cooper Clubman$1,186-$250
2Scion XD$1,196-$240
3Scion XB$1,212-$224
4Honda CR-V$1,226-$210
5Nissan Cube$1,254-$182
6Mini Cooper Countryman$1,286-$150
7Kia Soul$1,306-$130
8Jeep Patriot$1,310-$126
9Mitsubishi Mirage$1,316-$120
10Ford Escape$1,368-$68
11Nissan Rogue$1,380-$56
12Chevrolet Equinox$1,390-$46
2014 Small SUV Average$1,393-$43
13Buick Encore$1,400-$36
14Hyundai Tucson$1,408-$28
15Mazda CX-5$1,418-$18
16Nissan Juke$1,424-$12
17Chevrolet Captiva Sport$1,426-$10
18Subaru Forester$1,428-$8
19GMC Terrain$1,436--
20Subaru XV Crosstrek$1,438$2
21Jeep Compass$1,448$12
22Mini Cooper$1,460$24
23Toyota RAV4$1,466$30
24Subaru Tribeca$1,478$42
25Mitsubishi Outlander$1,512$76
26Ford C-Max$1,548$112
27Volkswagen Tiguan$1,552$116
28Kia Sportage$1,558$122
29Mini Cooper Paceman$1,576$140

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Terrain Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 GMC Terrain.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 GMC Terrain Insurance Rates by Trim Level
2014 GMC Terrain Trim Level Annual Premium Cost Per Month
SLE 2WD$1,360$113
SLE AWD$1,402$117
SLT 2WD$1,402$117
SLT AWD$1,444$120
Denali 2WD$1,486$124
Denali AWD$1,528$127

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 GMC Terrain for different driver ages.

2014 GMC Terrain Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,184$432
17$4,973$414
18$4,370$364
19$4,018$335
20$3,062$255
21$2,921$243
22$2,606$217
23$2,179$182
24$2,045$170
25$1,660$138
30$1,522$127
35$1,480$123
40$1,436$120
45$1,352$113
50$1,288$107
55$1,202$100
60$1,204$100
65$1,276$106
70$1,390$116
75$1,656$138
80$2,036$170

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Terrain trim levels.