2015 GMC Terrain Car Insurance Calculator

Learn in real-time how changes to different risk factors influence insurance rates for a 2015 GMC Terrain. Fine-tune factors like liability limits, policy deductibles, driver age, and policy discounts. Instantly know if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2015 GMC Terrain is $1,438 per year, or about $120 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,438

Cost Per Month

$120

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Terrain Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 GMC Terrain.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,438
Average Rate
Your Rate
$1,438

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 GMC Terrain trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 GMC Terrain is $1,438.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 GMC Terrain vs. the Small SUV Segment

The table below compares insurance rates for the 2015 GMC Terrain against all other models in the small SUV segment. The GMC Terrain is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Terrain, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Terrain.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 GMC Terrain Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,232-$206
2Honda CR-V$1,288-$150
3Buick Encore$1,328-$110
4Nissan Juke$1,352-$86
5Jeep Compass$1,358-$80
6Jeep Renegade$1,372-$66
7Subaru XV Crosstrek$1,380-$58
8Mitsubishi Mirage$1,402-$36
9Chevrolet Equinox$1,410-$28
10Ford Escape$1,416-$22
11Hyundai Tucson$1,420-$18
12Nissan Rogue$1,432-$6
13GMC Terrain$1,438--
14Scion XB$1,444$6
15Kia Sportage$1,454$16
2015 Small SUV Average$1,458$20
16Chevrolet Trax$1,462$24
17Toyota RAV4$1,466$28
18Subaru Forester$1,470$32
19Chevrolet Captiva Sport$1,476$38
20Kia Soul$1,478$40
21Volkswagen Tiguan$1,522$84
22Mini Cooper Countryman$1,540$102
23Mini Cooper$1,546$108
24Jeep Patriot$1,550$112
25Mitsubishi Outlander$1,558$120
26Mini Cooper Paceman$1,604$166
27Ford C-Max$1,608$170
28Hyundai Tucson FCV$1,812$374

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Terrain Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 GMC Terrain.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 GMC Terrain Insurance Rates by Trim Level
2015 GMC Terrain Trim Level Annual Premium Cost Per Month
SLE 2WD$1,362$114
SLE AWD$1,398$117
SLT 2WD$1,398$117
SLT AWD$1,444$120
Denali 2WD$1,490$124
Denali AWD$1,534$128

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 GMC Terrain for different driver ages.

2015 GMC Terrain Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,229$436
17$5,016$418
18$4,404$367
19$4,046$337
20$3,081$257
21$2,940$245
22$2,616$218
23$2,183$182
24$2,051$171
25$1,662$139
30$1,524$127
35$1,480$123
40$1,438$120
45$1,354$113
50$1,288$107
55$1,202$100
60$1,204$100
65$1,280$107
70$1,396$116
75$1,664$139
80$2,050$171

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Terrain trim levels.