2022 GMC Terrain Car Insurance Calculator

Get instant feedback how different factors impact car insurance rates for a 2022 GMC Terrain. Make changes to factors like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2022 GMC Terrain is $1,966 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,966

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Terrain Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 GMC Terrain.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,966
Average Rate
Your Rate
$1,966

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 GMC Terrain trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 GMC Terrain is $1,966.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 GMC Terrain vs. the Small SUV Segment

The table below compares insurance rates for the 2022 GMC Terrain against all other models in the small SUV segment. The GMC Terrain is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Terrain, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Terrain.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 GMC Terrain Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$340
2Nissan Kicks$1,666-$300
3Chevrolet Trailblazer$1,678-$288
4Subaru Crosstrek$1,718-$248
5Buick Encore$1,768-$198
6Toyota C-HR$1,774-$192
7Nissan Rogue Sport$1,782-$184
8Hyundai Venue$1,812-$154
9Buick Envision$1,818-$148
10Kia Seltos$1,820-$146
11Ford Bronco Sport$1,828-$138
12Toyota Corolla Cross$1,834-$132
13Hyundai Kona$1,850-$116
14Subaru Forester$1,852-$114
15Volkswagen Tiguan$1,860-$106
16Honda CR-V$1,872-$94
17Mazda CX-30$1,892-$74
18Honda HR-V$1,918-$48
19Ford Ecosport$1,936-$30
20Chevrolet Trax$1,958-$8
21GMC Terrain$1,966--
22Mitsubishi Eclipse Cross$1,972$6
2022 Small SUV Average$1,982$16
23Hyundai Tucson$1,986$20
24Chevrolet Bolt$1,994$28
25Chevrolet Equinox$1,998$32
26Volkswagen Taos$2,002$36
27Fiat 500X$2,010$44
28Toyota RAV4$2,018$52
29Kia Soul$2,020$54
30Mazda MX-30$2,062$96
31Jeep Compass$2,070$104
32Kia Niro$2,076$110
33Nissan Rogue$2,092$126
34Ford Escape$2,102$136
35Hyundai Ioniq 5$2,118$152
36Mini Cooper Clubman$2,124$158
37Jeep Renegade$2,126$160
38Kia Sportage$2,136$170
39Volkswagen ID4$2,178$212
40Mini Cooper$2,188$222
41Mini Cooper Countryman$2,210$244
42Mitsubishi Outlander$2,300$334
43Mitsubishi Mirage$2,320$354
44Ford Mustang Mach-E$2,418$452
45Hyundai Nexo$2,444$478

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Terrain Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 GMC Terrain.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 GMC Terrain Insurance Rates by Trim Level
2022 GMC Terrain Trim Level Annual Premium Cost Per Month
SLE 2WD$1,878$157
SLE AWD$1,892$158
SLT 2WD$1,946$162
SLT AWD$2,012$168
AT4 AWD$2,028$169
Denali AWD$2,050$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 GMC Terrain for different driver ages.

2022 GMC Terrain Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,914$576
17$6,688$557
18$5,983$499
19$5,463$455
20$4,194$350
21$4,005$334
22$3,593$299
23$2,969$247
24$2,803$234
25$2,280$190
30$2,098$175
35$2,024$169
40$1,966$164
45$1,842$154
50$1,748$146
55$1,628$136
60$1,634$136
65$1,734$145
70$1,870$156
75$2,196$183
80$2,692$224

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Terrain trim levels.