2023 GMC Terrain Car Insurance Calculator

Gain insights into how the choices you make impact the cost of insurance for a 2023 GMC Terrain. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly how the choices you make impact rates.

The average estimated car insurance premium for a 2023 GMC Terrain is $2,024 per year, or about $169 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,024

Cost Per Month

$169

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Terrain Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 GMC Terrain.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,024
Average Rate
Your Rate
$2,024

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 GMC Terrain trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 GMC Terrain is $2,024.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 GMC Terrain vs. the Small SUV Segment

The table below compares insurance rates for the 2023 GMC Terrain against all other models in the small SUV segment. The GMC Terrain is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Terrain, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Terrain.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 GMC Terrain Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$302
2Subaru Crosstrek$1,740-$284
3Nissan Kicks$1,744-$280
4Nissan Rogue Sport$1,776-$248
5Mazda CX-5$1,794-$230
6Buick Encore$1,814-$210
7Buick Envision$1,822-$202
8Kia Seltos$1,844-$180
9Hyundai Venue$1,854-$170
10Honda HR-V$1,886-$138
11Hyundai Kona$1,910-$114
12Subaru Forester$1,926-$98
13Honda CR-V$1,932-$92
14Mazda CX-30$1,936-$88
15Chevrolet Trax$1,950-$74
16Volkswagen Tiguan$1,978-$46
17Ford Bronco Sport$1,984-$40
18Fiat 500X$2,018-$6
19Kia Soul$2,022-$2
20GMC Terrain$2,024--
21Mitsubishi Eclipse Cross$2,034$10
22Chevrolet Equinox$2,048$24
23Toyota Corolla Cross$2,056$32
24Volkswagen Taos$2,062$38
25Mazda CX-50$2,064$40
2023 Small SUV Average$2,073$49
26Hyundai Tucson$2,082$58
27Ford Escape$2,086$62
28Nissan Rogue$2,094$70
29Kia Niro$2,110$86
30Toyota RAV4$2,112$88
31Mazda MX-30$2,116$92
32Mini Cooper$2,126$102
33Jeep Compass$2,130$106
34Mini Cooper Clubman$2,162$138
35Jeep Renegade$2,192$168
36Chevrolet Bolt$2,206$182
37Toyota bz4X$2,216$192
38Hyundai Ioniq 5$2,260$236
39Kia Sportage$2,270$246
40Mini Cooper Countryman$2,338$314
41Mitsubishi Mirage$2,340$316
42Mitsubishi Outlander$2,352$328
43Volkswagen ID4$2,366$342
44Kia EV6$2,416$392
45Dodge Hornet$2,418$394
46Hyundai Nexo$2,508$484
47Ford Mustang Mach-E$2,576$552

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Terrain Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 GMC Terrain.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 GMC Terrain Insurance Rates by Trim Level
2023 GMC Terrain Trim Level Annual Premium Cost Per Month
SLE 2WD$1,926$161
SLE AWD$1,968$164
SLT 2WD$2,024$169
SLT AWD$2,052$171
AT4 AWD$2,066$172
Denali AWD$2,110$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 GMC Terrain for different driver ages.

2023 GMC Terrain Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,072$589
17$6,844$570
18$6,128$511
19$5,597$466
20$4,300$358
21$4,109$342
22$3,688$307
23$3,051$254
24$2,881$240
25$2,344$195
30$2,156$180
35$2,082$174
40$2,024$169
45$1,894$158
50$1,798$150
55$1,676$140
60$1,680$140
65$1,782$149
70$1,918$160
75$2,250$188
80$2,754$230

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Terrain trim levels.