2024 GMC Terrain Car Insurance Calculator

Get instant feedback how seemingly small changes impact the cost of car insurance for a 2024 GMC Terrain. Fine-tune factors like policy discounts, Terrain trim level, driving record, and coverage amounts. Know immediately if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2024 GMC Terrain is $2,096 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,096

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

GMC Terrain Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 GMC Terrain.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,096
Average Rate
Your Rate
$2,096

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 GMC Terrain trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 GMC Terrain is $2,096.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 GMC Terrain vs. the Small SUV Segment

The table below compares insurance rates for the 2024 GMC Terrain against all other models in the small SUV segment. The GMC Terrain is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the GMC Terrain, with green values denoting cheaper rates and red values indicating more expensive rates compared to the GMC Terrain.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 GMC Terrain Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$366
2Chevrolet Trailblazer$1,760-$336
3Kia Soul$1,826-$270
4Nissan Kicks$1,844-$252
5Buick Envision$1,878-$218
6Toyota Corolla Cross$1,888-$208
7Hyundai Venue$1,902-$194
8Mazda CX-5$1,910-$186
9Ford Bronco Sport$1,918-$178
10Volkswagen Tiguan$1,938-$158
11Buick Encore$1,988-$108
12Honda CR-V$1,996-$100
13Volkswagen Taos$2,008-$88
14Kia Niro$2,014-$82
15Honda HR-V$2,040-$56
16Subaru Forester$2,084-$12
17Kia Seltos$2,094-$2
18GMC Terrain$2,096--
19Nissan Rogue$2,106$10
20Hyundai Kona$2,110$14
21Mazda CX-30$2,114$18
22Volkswagen ID4$2,124$28
23Ford Escape$2,138$42
2024 Small SUV Average$2,154$58
24Chevrolet Equinox$2,158$62
25Toyota RAV4$2,162$66
26Mazda MX-30$2,172$76
27Hyundai Tucson$2,176$80
28Chevrolet Trax$2,210$114
29Mini Cooper Clubman$2,220$124
30Mini Cooper$2,226$130
31Mitsubishi Eclipse Cross$2,246$150
32Jeep Renegade$2,252$156
33Mitsubishi Outlander$2,280$184
34Kia Sportage$2,294$198
35Hyundai Ioniq 5$2,302$206
36Nissan Ariya$2,304$208
37Fiat 500X$2,310$214
38Mini Cooper Countryman$2,318$222
39Subaru Solterra$2,320$224
40Mazda CX-50$2,326$230
41Toyota bz4X$2,330$234
42Mitsubishi Mirage$2,342$246
43Kia EV6$2,416$320
44Dodge Hornet$2,492$396
45Jeep Compass$2,536$440
46Hyundai Nexo$2,584$488
47Ford Mustang Mach-E$2,742$646

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Terrain Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 GMC Terrain.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 GMC Terrain Insurance Rates by Trim Level
2024 GMC Terrain Trim Level Annual Premium Cost Per Month
SLE 2WD$1,980$165
SLE AWD$2,024$169
SLT 2WD$2,084$174
SLT AWD$2,120$177
AT4 AWD$2,152$179
Denali AWD$2,216$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 GMC Terrain for different driver ages.

2024 GMC Terrain Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,292$608
17$7,062$589
18$6,333$528
19$5,782$482
20$4,449$371
21$4,249$354
22$3,815$318
23$3,157$263
24$2,982$249
25$2,426$202
30$2,238$187
35$2,154$180
40$2,096$175
45$1,962$164
50$1,862$155
55$1,736$145
60$1,738$145
65$1,844$154
70$1,984$165
75$2,320$193
80$2,834$236

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all GMC Terrain trim levels.