2015 Honda Civic Car Insurance Calculator

Explore and learn how changes to driver risk factors and vehicle options affect car insurance rates for a 2015 Honda Civic. Modify options like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2015 Honda Civic is $1,446 per year, or about $121 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,446

Cost Per Month

$121

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Civic Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Honda Civic.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,446
Average Rate
Your Rate
$1,446

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Honda Civic trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Honda Civic is $1,446.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Honda Civic vs. the Small Car Segment

The table below compares insurance rates for the 2015 Honda Civic against all other models in the small car segment. The Honda Civic is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Civic, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Civic.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Honda Civic Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$184
2Honda Fit$1,266-$180
3Scion IQ$1,276-$170
4Toyota Yaris$1,298-$148
5Ford Fiesta$1,316-$130
6Hyundai Accent$1,320-$126
7Nissan Versa$1,334-$112
8Kia Rio5$1,340-$106
9Chrysler Fiat 500$1,342-$104
10Chevrolet Spark$1,370-$76
11Volkswagen Golf$1,392-$54
12Nissan Sentra$1,398-$48
13Toyota Corolla$1,440-$6
14Honda Civic$1,446--
15Mazda 3$1,454$8
16Subaru Impreza$1,458$12
17Honda CR-Z$1,460$14
18Chevrolet Sonic$1,468$22
19Kia Rio$1,488$42
20Ford Focus$1,516$70
2015 Small Car Average$1,518$72
21Hyundai Elantra$1,528$82
22Nissan Leaf$1,534$88
23Toyota Prius$1,542$96
24Volkswagen Beetle$1,586$140
25Chevrolet Volt$1,634$188
26Kia Forte$1,654$208
27Hyundai Veloster$1,666$220
28Volkswagen GTI$1,670$224
29Volkswagen EOS$1,692$246
30Scion FR-S$1,698$252
31Volkswagen E-Golf$1,702$256
32Volkswagen Jetta$1,704$258
33Chevrolet Cruze$1,758$312
34Dodge Dart$1,806$360
35Mitsubishi Lancer$1,886$440
36Scion TC$1,950$504

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Civic Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Honda Civic.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Honda Civic Insurance Rates by Trim Level
2015 Honda Civic Trim Level Annual Premium Cost Per Month
LX Sedan$1,298$108
SE Sedan$1,298$108
EX Sedan$1,342$112
HF Sedan$1,342$112
EX-L Sedan$1,390$116
SI Sedan$1,390$116
CNG Sedan$1,448$121
LX Coupe$1,504$125
Hybrid L Sedan$1,530$128
EX Coupe$1,540$128
Hybrid Sedan$1,540$128
EX-L Coupe$1,588$132
SI Coupe$1,588$132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Honda Civic for different driver ages.

2015 Honda Civic Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,329$444
17$5,068$422
18$4,368$364
19$4,051$338
20$3,068$256
21$2,927$244
22$2,596$216
23$2,204$184
24$2,053$171
25$1,664$139
30$1,524$127
35$1,494$125
40$1,446$121
45$1,366$114
50$1,304$109
55$1,214$101
60$1,214$101
65$1,290$108
70$1,426$119
75$1,718$143
80$2,112$176

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Civic trim levels.