2017 Honda Civic Car Insurance Calculator

Gain insights into how changes to risk factors and vehicle options impact the insurance cost for a 2017 Honda Civic. Change vehicle usage, driver gender, marital status, and the state you live in plus many other factors. Know immediately if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2017 Honda Civic is $1,706 per year, or about $142 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,706

Cost Per Month

$142

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Civic Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Honda Civic.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,706
Average Rate
Your Rate
$1,706

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Honda Civic trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Honda Civic is $1,706.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Honda Civic vs. the Small Car Segment

The table below compares insurance rates for the 2017 Honda Civic against all other models in the small car segment. The Honda Civic is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Civic, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Civic.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Honda Civic Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,354-$352
2Chrysler Fiat 500$1,418-$288
3Honda Fit$1,450-$256
4Ford Fiesta$1,452-$254
5Fiat 124 Spider$1,488-$218
6Mazda 3$1,502-$204
7Volkswagen Golf$1,506-$200
8Toyota Yaris IA$1,528-$178
9Subaru Impreza$1,536-$170
10Chevrolet Spark$1,548-$158
11Toyota Yaris$1,552-$154
12Hyundai Accent$1,558-$148
13Kia Rio5$1,602-$104
14Nissan Sentra$1,642-$64
15Honda Civic$1,706--
16Nissan Versa$1,734$28
17Volkswagen Beetle$1,774$68
2017 Small Car Average$1,775$69
18Toyota Prius$1,810$104
19Volkswagen GTI$1,818$112
20Toyota Corolla$1,824$118
21Hyundai Ioniq$1,852$146
22Chevrolet Sonic$1,860$154
23Nissan Leaf$1,866$160
24Chevrolet Cruze$1,872$166
25Chevrolet Volt$1,906$200
26Volkswagen E-Golf$1,916$210
27Kia Rio$1,938$232
28Hyundai Veloster$1,962$256
29Ford Focus$1,964$258
30Volkswagen Jetta$1,974$268
31Kia Forte$2,008$302
32Hyundai Elantra$2,074$368
33Toyota Mirai$2,172$466
34Toyota 86$2,188$482
35Mitsubishi Lancer$2,214$508
36Honda Clarity$2,338$632

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 Civic Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Honda Civic.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Honda Civic Insurance Rates by Trim Level
2017 Honda Civic Trim Level Annual Premium Cost Per Month
SI Sedan$1,404$117
LX Coupe$1,594$133
LX-P Coupe$1,594$133
EX Coupe$1,648$137
LX Hatchback$1,664$139
LX Sedan$1,664$139
Type-R Touring Hatchback$1,668$139
EX-L Coupe$1,700$142
EX Sedan$1,718$143
Sport Hatchback$1,718$143
SI Coupe$1,726$144
EX-L Sedan$1,762$147
EX Hatchback$1,770$148
Touring Coupe$1,790$149
EX-L Hatchback$1,822$152
Touring Sedan$1,876$156
Sport Touring Hatchback$1,912$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Honda Civic for different driver ages.

2017 Honda Civic Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,198$517
17$5,936$495
18$5,191$433
19$4,781$398
20$3,636$303
21$3,470$289
22$3,088$257
23$2,593$216
24$2,429$202
25$1,972$164
30$1,808$151
35$1,758$147
40$1,706$142
45$1,608$134
50$1,530$128
55$1,426$119
60$1,426$119
65$1,516$126
70$1,660$138
75$1,986$166
80$2,440$203

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Civic trim levels.