2019 Honda Civic Car Insurance Calculator

Find out how life choices affect car insurance rates for a 2019 Honda Civic. Play around with factors like policy coverages, liability limits, deductibles, and driver's age. Instantly see if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2019 Honda Civic is $1,812 per year, or about $151 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,812

Cost Per Month

$151

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Civic Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Honda Civic.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,812
Average Rate
Your Rate
$1,812

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Honda Civic trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Honda Civic is $1,812.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Honda Civic vs. the Small Car Segment

The table below compares insurance rates for the 2019 Honda Civic against all other models in the small car segment. The Honda Civic is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Civic, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Civic.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Honda Civic Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$266
2Honda Fit$1,548-$264
3Toyota Corolla$1,552-$260
4Fiat 500$1,560-$252
5Fiat 500L$1,650-$162
6Chevrolet Spark$1,664-$148
7Volkswagen Golf$1,678-$134
8Fiat 124 Spider$1,688-$124
9Hyundai Accent$1,690-$122
10Toyota Yaris$1,694-$118
11Smart Fortwo$1,700-$112
12Subaru Impreza$1,704-$108
13Mazda 3$1,724-$88
14Honda Civic$1,812--
15Fiat 500E$1,822$10
16Nissan Sentra$1,842$30
17Nissan Versa$1,852$40
2019 Small Car Average$1,859$47
18Kia Forte$1,862$50
19Hyundai Veloster$1,868$56
20Volkswagen Beetle$1,900$88
21Kia Rio$1,934$122
22Toyota Prius$1,950$138
23Honda Clarity$1,972$160
24Chevrolet Sonic$1,994$182
25Volkswagen GTI$2,000$188
26Hyundai Ioniq$2,016$204
27Chevrolet Cruze$2,036$224
28Chevrolet Volt$2,056$244
29Hyundai Elantra$2,096$284
30Volkswagen Jetta$2,144$332
31Volkswagen E-Golf$2,154$342
32Toyota 86$2,270$458
33Toyota Mirai$2,378$566

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Civic Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Honda Civic.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Honda Civic Insurance Rates by Trim Level
2019 Honda Civic Trim Level Annual Premium Cost Per Month
SI Sedan$1,584$132
LX Hatchback$1,702$142
LX Sedan$1,702$142
LX Coupe$1,720$143
Sport Coupe$1,720$143
Sport Sedan$1,732$144
EX Hatchback$1,762$147
EX Sedan$1,762$147
Sport Hatchback$1,762$147
EX Coupe$1,780$148
EX-L Sedan$1,822$152
EX-L Navigation Hatchback$1,882$157
Touring Coupe$1,882$157
Touring Sedan$1,882$157
SI Coupe$1,924$160
Touring Hatchback$1,924$160
Type-R Hatchback$2,040$170
Sport Touring Hatchback$2,062$172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Honda Civic for different driver ages.

2019 Honda Civic Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,586$549
17$6,331$528
18$5,580$465
19$5,116$426
20$3,899$325
21$3,720$310
22$3,312$276
23$2,754$230
24$2,588$216
25$2,100$175
30$1,924$160
35$1,866$156
40$1,812$151
45$1,702$142
50$1,616$135
55$1,510$126
60$1,514$126
65$1,608$134
70$1,758$147
75$2,092$174
80$2,580$215

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Civic trim levels.