2024 Honda Civic Car Insurance Calculator

Explore and understand how different factors affect car insurance rates for a 2024 Honda Civic. Modify options like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2024 Honda Civic is $2,074 per year, or about $173 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,074

Cost Per Month

$173

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Civic Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Honda Civic.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,074
Average Rate
Your Rate
$2,074

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Honda Civic trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Honda Civic is $2,074.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Honda Civic vs. the Small Car Segment

The table below compares insurance rates for the 2024 Honda Civic against all other models in the small car segment. The Honda Civic is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Civic, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Civic.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Honda Civic Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota GR Corolla$2,034-$40
2Nissan Leaf$2,052-$22
3Honda Civic$2,074--
4Nissan Sentra$2,146$72
5Subaru Impreza$2,154$80
6Toyota Prius$2,188$114
7Toyota Corolla$2,282$208
8Kia Forte$2,288$214
9Nissan Versa$2,310$236
2024 Small Car Average$2,315$241
10Mitsubishi Mirage G4$2,364$290
11Volkswagen Jetta$2,370$296
12Mazda 3$2,424$350
13Hyundai Elantra$2,542$468
14Volkswagen Golf$2,586$512
15Toyota Mirai$2,916$842

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Civic Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Honda Civic.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Honda Civic Insurance Rates by Trim Level
2024 Honda Civic Trim Level Annual Premium Cost Per Month
LX$1,854$155
LX Hatchback$1,890$158
Sport$1,910$159
Sport Hatchback$1,932$161
Sport Touring Hatchback$2,064$172
EX-L Hatchback$2,102$175
Touring$2,148$179
EX$2,162$180
Si$2,220$185
Type R$2,458$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Honda Civic for different driver ages.

2024 Honda Civic Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,221$602
17$7,001$583
18$6,291$524
19$5,736$478
20$4,409$367
21$4,214$351
22$3,784$315
23$3,119$260
24$2,953$246
25$2,402$200
30$2,214$185
35$2,130$178
40$2,074$173
45$1,940$162
50$1,838$153
55$1,714$143
60$1,718$143
65$1,824$152
70$1,960$163
75$2,292$191
80$2,804$234

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Civic trim levels.