2019 Honda Clarity Car Insurance Calculator

Find out how different risk factors impact the cost of car insurance for a 2019 Honda Clarity. Experiment with rate factors like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2019 Honda Clarity is $1,972 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,972

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Clarity Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Honda Clarity.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,972
Average Rate
Your Rate
$1,972

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Honda Clarity trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Honda Clarity is $1,972.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Honda Clarity vs. the Small Car Segment

The table below compares insurance rates for the 2019 Honda Clarity against all other models in the small car segment. The Honda Clarity is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Clarity, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Clarity.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Honda Clarity Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$426
2Honda Fit$1,548-$424
3Toyota Corolla$1,552-$420
4Fiat 500$1,560-$412
5Fiat 500L$1,650-$322
6Chevrolet Spark$1,664-$308
7Volkswagen Golf$1,678-$294
8Fiat 124 Spider$1,688-$284
9Hyundai Accent$1,690-$282
10Toyota Yaris$1,694-$278
11Smart Fortwo$1,700-$272
12Subaru Impreza$1,704-$268
13Mazda 3$1,724-$248
14Honda Civic$1,812-$160
15Fiat 500E$1,822-$150
16Nissan Sentra$1,842-$130
17Nissan Versa$1,852-$120
2019 Small Car Average$1,859-$113
18Kia Forte$1,862-$110
19Hyundai Veloster$1,868-$104
20Volkswagen Beetle$1,900-$72
21Kia Rio$1,934-$38
22Toyota Prius$1,950-$22
23Honda Clarity$1,972--
24Chevrolet Sonic$1,994$22
25Volkswagen GTI$2,000$28
26Hyundai Ioniq$2,016$44
27Chevrolet Cruze$2,036$64
28Chevrolet Volt$2,056$84
29Hyundai Elantra$2,096$124
30Volkswagen Jetta$2,144$172
31Volkswagen E-Golf$2,154$182
32Toyota 86$2,270$298
33Toyota Mirai$2,378$406

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Clarity Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Honda Clarity.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Honda Clarity Insurance Rates by Trim Level
2019 Honda Clarity Trim Level Annual Premium Cost Per Month
Plug-in Sedan$1,880$157
Plug-in Touring Sedan$1,940$162
Electric Sedan$2,100$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Honda Clarity for different driver ages.

2019 Honda Clarity Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,000$583
17$6,793$566
18$6,113$509
19$5,554$463
20$4,258$355
21$4,061$338
22$3,642$304
23$2,979$248
24$2,819$235
25$2,290$191
30$2,108$176
35$2,022$169
40$1,972$164
45$1,844$154
50$1,748$146
55$1,632$136
60$1,636$136
65$1,744$145
70$1,874$156
75$2,202$184
80$2,714$226

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Clarity trim levels.