2021 Honda Clarity Car Insurance Calculator

Get real-time feedback how different driver, vehicle, and coverage options impact car insurance rates for a 2021 Honda Clarity. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2021 Honda Clarity is $2,272 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,272

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Clarity Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Honda Clarity.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,272
Average Rate
Your Rate
$2,272

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Honda Clarity trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Honda Clarity is $2,272.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Honda Clarity vs. the Small Car Segment

The table below compares insurance rates for the 2021 Honda Clarity against all other models in the small car segment. The Honda Clarity is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Clarity, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Clarity.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Honda Clarity Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,630-$642
2Kia Rio5$1,722-$550
3Toyota Corolla$1,736-$536
4Volkswagen Golf$1,788-$484
5Subaru Impreza$1,830-$442
6Nissan Sentra$1,872-$400
7Mazda 3$1,884-$388
8Honda Civic$1,918-$354
9Kia Rio$1,928-$344
10Hyundai Accent$1,944-$328
11Kia Forte$1,974-$298
2021 Small Car Average$2,056-$216
12Toyota Prius$2,086-$186
13Hyundai Veloster$2,152-$120
14Volkswagen Jetta$2,156-$116
15Nissan Versa$2,164-$108
16Volkswagen GTI$2,168-$104
17Nissan Leaf$2,190-$82
18Mitsubishi Mirage G4$2,192-$80
19Honda Clarity$2,272--
20Hyundai Elantra$2,298$26
21Hyundai Ioniq$2,340$68
22Toyota 86$2,478$206
23Toyota Mirai$2,574$302

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Clarity Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Honda Clarity.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Honda Clarity Insurance Rates by Trim Level
2021 Honda Clarity Trim Level Annual Premium Cost Per Month
Plug-in Sedan$2,240$187
Plug-in Touring Sedan$2,302$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Honda Clarity for different driver ages.

2021 Honda Clarity Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,029$669
17$7,805$650
18$7,048$587
19$6,396$533
20$4,915$410
21$4,688$391
22$4,204$350
23$3,431$286
24$3,254$271
25$2,640$220
30$2,426$202
35$2,330$194
40$2,272$189
45$2,118$177
50$2,006$167
55$1,872$156
60$1,878$157
65$2,004$167
70$2,152$179
75$2,522$210
80$3,104$259

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Clarity trim levels.