Honda CR-V Car Insurance Calculator

Discover how changes to risk factors and vehicle options impact the cost of insurance for a Honda CR-V. Customize rate factors like credit rating, policy coverages, liability limits, and coverage deductibles. Know immediately if and why rates increase from the option you changed.

The average estimated car insurance premium for a 2024 Honda CR-V is $1,996 per year, or about $166 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,996

Cost Per Month

$166

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda CR-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Honda CR-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,996
Average Rate
Your Rate
$1,996

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Honda CR-V.

The 'Average Rate' is a combined value for all Honda CR-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Honda CR-V is $1,996.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Honda CR-V vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Honda CR-V against all other models in the small SUV segment. The Honda CR-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda CR-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda CR-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Honda CR-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$266
2Chevrolet Trailblazer$1,760-$236
3Kia Soul$1,826-$170
4Nissan Kicks$1,844-$152
5Buick Envision$1,878-$118
6Toyota Corolla Cross$1,888-$108
7Hyundai Venue$1,902-$94
8Mazda CX-5$1,910-$86
9Ford Bronco Sport$1,918-$78
10Volkswagen Tiguan$1,938-$58
11Buick Encore$1,988-$8
12Honda CR-V$1,996--
13Volkswagen Taos$2,008$12
14Kia Niro$2,014$18
15Honda HR-V$2,040$44
16Subaru Forester$2,084$88
17Kia Seltos$2,094$98
18GMC Terrain$2,096$100
19Nissan Rogue$2,106$110
20Hyundai Kona$2,110$114
21Mazda CX-30$2,114$118
22Volkswagen ID4$2,124$128
23Ford Escape$2,138$142
2024 Small SUV Average$2,154$158
24Chevrolet Equinox$2,158$162
25Toyota RAV4$2,162$166
26Mazda MX-30$2,172$176
27Hyundai Tucson$2,176$180
28Chevrolet Trax$2,210$214
29Mini Cooper Clubman$2,220$224
30Mini Cooper$2,226$230
31Mitsubishi Eclipse Cross$2,246$250
32Jeep Renegade$2,252$256
33Mitsubishi Outlander$2,280$284
34Kia Sportage$2,294$298
35Hyundai Ioniq 5$2,302$306
36Nissan Ariya$2,304$308
37Fiat 500X$2,310$314
38Mini Cooper Countryman$2,318$322
39Subaru Solterra$2,320$324
40Mazda CX-50$2,326$330
41Toyota bz4X$2,330$334
42Mitsubishi Mirage$2,342$346
43Kia EV6$2,416$420
44Dodge Hornet$2,492$496
45Jeep Compass$2,536$540
46Hyundai Nexo$2,584$588
47Ford Mustang Mach-E$2,742$746

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 CR-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Honda CR-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Honda CR-V Insurance Rates by Trim Level
2024 Honda CR-V Trim Level Annual Premium Cost Per Month
LX$1,894$158
LX AWD$1,932$161
EX$1,958$163
EX AWD$1,992$166
Sport-L Hybrid$1,996$166
EX-L$2,016$168
Sport-L Hybrid AWD$2,024$169
EX-L AWD$2,046$171
Sport Touring Hybrid AWD$2,106$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Honda CR-V for different driver ages.

2024 Honda CR-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,128$594
17$6,898$575
18$6,171$514
19$5,622$469
20$4,306$359
21$4,107$342
22$3,675$306
23$3,025$252
24$2,857$238
25$2,316$193
30$2,128$177
35$2,052$171
40$1,996$166
45$1,868$156
50$1,772$148
55$1,656$138
60$1,660$138
65$1,766$147
70$1,908$159
75$2,248$187
80$2,766$231

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda CR-V trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Honda CR-V.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Honda CR-V Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Honda CR-V$1,996$166
2023 Honda CR-V$1,932$161
2022 Honda CR-V$1,872$156
2021 Honda CR-V$1,688$141
2020 Honda CR-V$1,638$137
2019 Honda CR-V$1,522$127
2018 Honda CR-V$1,464$122
2017 Honda CR-V$1,402$117
2016 Honda CR-V$1,350$113
2015 Honda CR-V$1,288$107
2014 Honda CR-V$1,226$102
2013 Honda CR-V$1,180$98

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Honda CR-V trim levels for each model year.