2020 Honda CR-V Car Insurance Calculator

Explore and learn how different driver, vehicle, and coverage options impact the cost of insurance for a 2020 Honda CR-V. Adjust rate factors like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2020 Honda CR-V is $1,638 per year, or about $137 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,638

Cost Per Month

$137

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda CR-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Honda CR-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,638
Average Rate
Your Rate
$1,638

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Honda CR-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Honda CR-V is $1,638.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Honda CR-V vs. the Small SUV Segment

The table below compares insurance rates for the 2020 Honda CR-V against all other models in the small SUV segment. The Honda CR-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda CR-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda CR-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Honda CR-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,580-$58
2Honda CR-V$1,638--
3Mazda CX-5$1,658$20
4Mazda CX-30$1,664$26
5Ford Ecosport$1,670$32
6Toyota C-HR$1,676$38
7Nissan Rogue Sport$1,686$48
8Buick Envision$1,702$64
9Chevrolet Trax$1,706$68
10Nissan Kicks$1,708$70
11Mitsubishi Eclipse Cross$1,710$72
12Hyundai Kona$1,714$76
13Hyundai Tucson$1,718$80
14Kia Sportage$1,722$84
15Kia Soul$1,736$98
16Hyundai Venue$1,738$100
17Chevrolet Equinox$1,742$104
18Jeep Compass$1,756$118
19Volkswagen Tiguan$1,774$136
20Honda HR-V$1,784$146
21Subaru Forester$1,792$154
22Buick Encore$1,802$164
23Nissan Rogue$1,808$170
24Ford Escape$1,814$176
25Subaru Crosstrek$1,820$182
26GMC Terrain$1,826$188
2020 Small SUV Average$1,835$197
27Fiat 500X$1,886$248
28Jeep Renegade$1,900$262
29Toyota RAV4$1,962$324
30Kia Niro$1,976$338
31Mini Cooper Countryman$2,014$376
32Mini Cooper$2,062$424
33Mitsubishi Mirage$2,092$454
34Chevrolet Bolt$2,100$462
35Mini Cooper Clubman$2,244$606
36Mitsubishi Outlander$2,280$642
37Hyundai Nexo$2,428$790

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 CR-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Honda CR-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Honda CR-V Insurance Rates by Trim Level
2020 Honda CR-V Trim Level Annual Premium Cost Per Month
EX 2WD$1,538$128
LX 2WD$1,538$128
LX 4WD$1,580$132
EX 4WD$1,598$133
EX-L 2WD$1,660$138
EX-L 4WD$1,660$138
Touring 2WD$1,742$145
Touring 4WD$1,784$149

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Honda CR-V for different driver ages.

2020 Honda CR-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,856$488
17$5,672$473
18$5,084$424
19$4,626$386
20$3,536$295
21$3,373$281
22$3,018$252
23$2,472$206
24$2,336$195
25$1,900$158
30$1,744$145
35$1,682$140
40$1,638$137
45$1,530$128
50$1,450$121
55$1,358$113
60$1,360$113
65$1,450$121
70$1,566$131
75$1,838$153
80$2,272$189

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda CR-V trim levels.