2022 Honda CR-V Car Insurance Calculator

Learn how changes to risk factors and vehicle options affect the cost of insurance for a 2022 Honda CR-V. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2022 Honda CR-V is $1,872 per year, or about $156 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,872

Cost Per Month

$156

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda CR-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Honda CR-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,872
Average Rate
Your Rate
$1,872

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Honda CR-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Honda CR-V is $1,872.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Honda CR-V vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Honda CR-V against all other models in the small SUV segment. The Honda CR-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda CR-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda CR-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Honda CR-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$246
2Nissan Kicks$1,666-$206
3Chevrolet Trailblazer$1,678-$194
4Subaru Crosstrek$1,718-$154
5Buick Encore$1,768-$104
6Toyota C-HR$1,774-$98
7Nissan Rogue Sport$1,782-$90
8Hyundai Venue$1,812-$60
9Buick Envision$1,818-$54
10Kia Seltos$1,820-$52
11Ford Bronco Sport$1,828-$44
12Toyota Corolla Cross$1,834-$38
13Hyundai Kona$1,850-$22
14Subaru Forester$1,852-$20
15Volkswagen Tiguan$1,860-$12
16Honda CR-V$1,872--
17Mazda CX-30$1,892$20
18Honda HR-V$1,918$46
19Ford Ecosport$1,936$64
20Chevrolet Trax$1,958$86
21GMC Terrain$1,966$94
22Mitsubishi Eclipse Cross$1,972$100
2022 Small SUV Average$1,982$110
23Hyundai Tucson$1,986$114
24Chevrolet Bolt$1,994$122
25Chevrolet Equinox$1,998$126
26Volkswagen Taos$2,002$130
27Fiat 500X$2,010$138
28Toyota RAV4$2,018$146
29Kia Soul$2,020$148
30Mazda MX-30$2,062$190
31Jeep Compass$2,070$198
32Kia Niro$2,076$204
33Nissan Rogue$2,092$220
34Ford Escape$2,102$230
35Hyundai Ioniq 5$2,118$246
36Mini Cooper Clubman$2,124$252
37Jeep Renegade$2,126$254
38Kia Sportage$2,136$264
39Volkswagen ID4$2,178$306
40Mini Cooper$2,188$316
41Mini Cooper Countryman$2,210$338
42Mitsubishi Outlander$2,300$428
43Mitsubishi Mirage$2,320$448
44Ford Mustang Mach-E$2,418$546
45Hyundai Nexo$2,444$572

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 CR-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Honda CR-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Honda CR-V Insurance Rates by Trim Level
2022 Honda CR-V Trim Level Annual Premium Cost Per Month
LX$1,760$147
Special Edition$1,772$148
EX$1,778$148
Hybrid EX$1,866$156
EX-L$1,892$158
Hybrid EX-L$1,932$161
Touring$1,978$165
Hybrid Touring$1,998$167

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Honda CR-V for different driver ages.

2022 Honda CR-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,776$565
17$6,550$546
18$5,843$487
19$5,322$444
20$4,064$339
21$3,876$323
22$3,463$289
23$2,844$237
24$2,684$224
25$2,174$181
30$1,994$166
35$1,924$160
40$1,872$156
45$1,754$146
50$1,662$139
55$1,554$130
60$1,558$130
65$1,662$139
70$1,800$150
75$2,130$178
80$2,632$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda CR-V trim levels.