2023 Honda CR-V Car Insurance Calculator

Get real-time feedback how different factors influence insurance rates for a 2023 Honda CR-V. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2023 Honda CR-V is $1,932 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,932

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda CR-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Honda CR-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,932
Average Rate
Your Rate
$1,932

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Honda CR-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Honda CR-V is $1,932.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Honda CR-V vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Honda CR-V against all other models in the small SUV segment. The Honda CR-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda CR-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda CR-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Honda CR-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$210
2Subaru Crosstrek$1,740-$192
3Nissan Kicks$1,744-$188
4Nissan Rogue Sport$1,776-$156
5Mazda CX-5$1,794-$138
6Buick Encore$1,814-$118
7Buick Envision$1,822-$110
8Kia Seltos$1,844-$88
9Hyundai Venue$1,854-$78
10Honda HR-V$1,886-$46
11Hyundai Kona$1,910-$22
12Subaru Forester$1,926-$6
13Honda CR-V$1,932--
14Mazda CX-30$1,936$4
15Chevrolet Trax$1,950$18
16Volkswagen Tiguan$1,978$46
17Ford Bronco Sport$1,984$52
18Fiat 500X$2,018$86
19Kia Soul$2,022$90
20GMC Terrain$2,024$92
21Mitsubishi Eclipse Cross$2,034$102
22Chevrolet Equinox$2,048$116
23Toyota Corolla Cross$2,056$124
24Volkswagen Taos$2,062$130
25Mazda CX-50$2,064$132
2023 Small SUV Average$2,073$141
26Hyundai Tucson$2,082$150
27Ford Escape$2,086$154
28Nissan Rogue$2,094$162
29Kia Niro$2,110$178
30Toyota RAV4$2,112$180
31Mazda MX-30$2,116$184
32Mini Cooper$2,126$194
33Jeep Compass$2,130$198
34Mini Cooper Clubman$2,162$230
35Jeep Renegade$2,192$260
36Chevrolet Bolt$2,206$274
37Toyota bz4X$2,216$284
38Hyundai Ioniq 5$2,260$328
39Kia Sportage$2,270$338
40Mini Cooper Countryman$2,338$406
41Mitsubishi Mirage$2,340$408
42Mitsubishi Outlander$2,352$420
43Volkswagen ID4$2,366$434
44Kia EV6$2,416$484
45Dodge Hornet$2,418$486
46Hyundai Nexo$2,508$576
47Ford Mustang Mach-E$2,576$644

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 CR-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Honda CR-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Honda CR-V Insurance Rates by Trim Level
2023 Honda CR-V Trim Level Annual Premium Cost Per Month
EX$1,870$156
EX AWD$1,878$157
Sport Hybrid$1,900$158
EX-L$1,932$161
Sport Hybrid AWD$1,940$162
EX-L AWD$1,966$164
Sport Touring Hybrid AWD$2,032$169

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Honda CR-V for different driver ages.

2023 Honda CR-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,996$583
17$6,768$564
18$6,048$504
19$5,504$459
20$4,202$350
21$4,005$334
22$3,580$298
23$2,932$244
24$2,770$231
25$2,242$187
30$2,056$171
35$1,982$165
40$1,932$161
45$1,806$151
50$1,714$143
55$1,602$134
60$1,608$134
65$1,716$143
70$1,856$155
75$2,196$183
80$2,718$227

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda CR-V trim levels.