Honda CR-Z Car Insurance Calculator

Find out how seemingly small changes impact the cost of insurance for a Honda CR-Z. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if the choices you make are positive or negative.

The average estimated car insurance premium for a 2016 Honda CR-Z is $1,576 per year, or about $131 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,576

Cost Per Month

$131

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda CR-Z Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Honda CR-Z.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,576
Average Rate
Your Rate
$1,576

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Honda CR-Z.

The 'Average Rate' is a combined value for all Honda CR-Z trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Honda CR-Z is $1,576.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Honda CR-Z vs. the Small Car Segment

The table below compares insurance rates for the 2016 Honda CR-Z against all other models in the small car segment. The Honda CR-Z is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda CR-Z, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda CR-Z.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Honda CR-Z Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$322
2Chrysler Fiat 500$1,360-$216
3Honda Fit$1,386-$190
4Toyota Yaris$1,394-$182
5Nissan Versa$1,396-$180
6Ford Fiesta$1,408-$168
7Subaru Impreza$1,472-$104
8Scion IM$1,488-$88
9Chevrolet Spark$1,500-$76
10Hyundai Accent$1,504-$72
11Volkswagen Golf$1,518-$58
12Mazda 3$1,538-$38
13Scion IA$1,540-$36
14Honda CR-Z$1,576--
15Honda Civic$1,586$10
16Nissan Sentra$1,590$14
17Kia Rio$1,612$36
18Toyota Corolla$1,628$52
2016 Small Car Average$1,636$60
19Nissan Leaf$1,642$66
20Toyota Prius$1,644$68
21Hyundai Veloster$1,650$74
22Chevrolet Sonic$1,668$92
23Volkswagen Beetle$1,694$118
24Volkswagen GTI$1,706$130
25Chevrolet Volt$1,708$132
26Chevrolet Cruze$1,712$136
27Volkswagen EOS$1,716$140
28Kia Forte$1,724$148
29Ford Focus$1,744$168
30Hyundai Elantra$1,760$184
31Scion FR-S$1,778$202
32Mitsubishi Lancer$1,838$262
33Volkswagen E-Golf$1,852$276
34Volkswagen Jetta$1,924$348
35Dodge Dart$1,968$392
36Scion TC$2,022$446
37Toyota Mirai$2,036$460

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 CR-Z Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Honda CR-Z.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Honda CR-Z Insurance Rates by Trim Level
2016 Honda CR-Z Trim Level Annual Premium Cost Per Month
Hybrid Hatchback$1,552$129
Hybrid EX Hatchback$1,600$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Honda CR-Z for different driver ages.

2016 Honda CR-Z Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,678$473
17$5,427$452
18$4,731$394
19$4,371$364
20$3,326$277
21$3,177$265
22$2,828$236
23$2,389$199
24$2,238$187
25$1,820$152
30$1,664$139
35$1,626$136
40$1,576$131
45$1,484$124
50$1,416$118
55$1,318$110
60$1,320$110
65$1,396$116
70$1,534$128
75$1,826$152
80$2,238$187

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda CR-Z trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Honda CR-Z.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Honda CR-Z Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Honda CR-Z$1,576$131
2015 Honda CR-Z$1,460$122
2014 Honda CR-Z$1,432$119
2013 Honda CR-Z$1,354$113

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Honda CR-Z trim levels for each model year.