2014 Honda Fit Car Insurance Calculator

See in real-time how different driver, vehicle, and coverage options impact the insurance cost for a 2014 Honda Fit. Play around with factors like vehicle usage, driver gender, marital status, and the state you live in. Know immediately if the change you make has positive or negative consequenses.

The average estimated car insurance premium for a 2014 Honda Fit is $1,656 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,656

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Fit Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Honda Fit.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,656
Average Rate
Your Rate
$1,656

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Honda Fit trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Honda Fit is $1,656.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Honda Fit vs. the Small Car Segment

The table below compares insurance rates for the 2014 Honda Fit against all other models in the small car segment. The Honda Fit is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Fit, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Fit.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Honda Fit Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Scion IQ$1,066-$590
2Kia Rio5$1,278-$378
3Nissan Versa$1,284-$372
4Ford Fiesta$1,290-$366
5Hyundai Accent$1,298-$358
6Toyota Yaris$1,302-$354
7Smart Fortwo$1,306-$350
8Nissan Sentra$1,312-$344
9Chevrolet Sonic$1,316-$340
10Chevrolet Spark$1,322-$334
11Kia Rio$1,334-$322
12Mazda 2$1,348-$308
13Chrysler Fiat 500$1,366-$290
14Honda Civic$1,368-$288
15Hyundai Veloster$1,378-$278
16Toyota Corolla$1,390-$266
17Nissan Leaf$1,396-$260
18Hyundai Elantra$1,402-$254
19Mazda 3$1,414-$242
20Volkswagen Golf$1,428-$228
21Honda CR-Z$1,432-$224
2014 Small Car Average$1,433-$223
22Kia Forte$1,440-$216
23Ford Focus$1,456-$200
24Toyota Prius$1,470-$186
25Volkswagen GTI$1,492-$164
26Volkswagen Beetle$1,502-$154
27Subaru Impreza$1,504-$152
28Scion FR-S$1,514-$142
29Volkswagen Jetta$1,520-$136
30Chevrolet Volt$1,532-$124
31Chevrolet Cruze$1,646-$10
32Honda Fit$1,656--
33Volkswagen EOS$1,660$4
34Mitsubishi Lancer$1,710$54
35Dodge Dart$1,720$64
36Scion TC$1,726$70

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Fit Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Honda Fit.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Honda Fit Insurance Rates by Trim Level
2014 Honda Fit Trim Level Annual Premium Cost Per Month
Electric Hatchback$1,656$138

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Honda Fit for different driver ages.

2014 Honda Fit Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,041$503
17$5,797$483
18$5,083$424
19$4,673$389
20$3,551$296
21$3,389$282
22$3,016$251
23$2,518$210
24$2,361$197
25$1,918$160
30$1,752$146
35$1,706$142
40$1,656$138
45$1,556$130
50$1,480$123
55$1,382$115
60$1,382$115
65$1,470$123
70$1,612$134
75$1,922$160
80$2,370$198

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Fit trim levels.