2016 Honda Fit Car Insurance Calculator

Discover and learn how changes to risk factors and vehicle options impact car insurance rates for a 2016 Honda Fit. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2016 Honda Fit is $1,386 per year, or about $116 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,386

Cost Per Month

$116

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Fit Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Honda Fit.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,386
Average Rate
Your Rate
$1,386

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Honda Fit trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Honda Fit is $1,386.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Honda Fit vs. the Small Car Segment

The table below compares insurance rates for the 2016 Honda Fit against all other models in the small car segment. The Honda Fit is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Fit, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Fit.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Honda Fit Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$132
2Chrysler Fiat 500$1,360-$26
3Honda Fit$1,386--
4Toyota Yaris$1,394$8
5Nissan Versa$1,396$10
6Ford Fiesta$1,408$22
7Subaru Impreza$1,472$86
8Scion IM$1,488$102
9Chevrolet Spark$1,500$114
10Hyundai Accent$1,504$118
11Volkswagen Golf$1,518$132
12Mazda 3$1,538$152
13Scion IA$1,540$154
14Honda CR-Z$1,576$190
15Honda Civic$1,586$200
16Nissan Sentra$1,590$204
17Kia Rio$1,612$226
18Toyota Corolla$1,628$242
2016 Small Car Average$1,636$250
19Nissan Leaf$1,642$256
20Toyota Prius$1,644$258
21Hyundai Veloster$1,650$264
22Chevrolet Sonic$1,668$282
23Volkswagen Beetle$1,694$308
24Volkswagen GTI$1,706$320
25Chevrolet Volt$1,708$322
26Chevrolet Cruze$1,712$326
27Volkswagen EOS$1,716$330
28Kia Forte$1,724$338
29Ford Focus$1,744$358
30Hyundai Elantra$1,760$374
31Scion FR-S$1,778$392
32Mitsubishi Lancer$1,838$452
33Volkswagen E-Golf$1,852$466
34Volkswagen Jetta$1,924$538
35Dodge Dart$1,968$582
36Scion TC$2,022$636
37Toyota Mirai$2,036$650

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Fit Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Honda Fit.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Honda Fit Insurance Rates by Trim Level
2016 Honda Fit Trim Level Annual Premium Cost Per Month
LX Hatchback$1,296$108
EX Hatchback$1,344$112
EX-L Hatchback$1,456$121
EX-L Navigation Hatchback$1,456$121

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Honda Fit for different driver ages.

2016 Honda Fit Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,078$423
17$4,827$402
18$4,157$346
19$3,859$322
20$2,925$244
21$2,791$233
22$2,478$207
23$2,108$176
24$1,968$164
25$1,600$133
30$1,460$122
35$1,432$119
40$1,386$116
45$1,312$109
50$1,254$105
55$1,164$97
60$1,164$97
65$1,234$103
70$1,366$114
75$1,640$137
80$2,014$168

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Fit trim levels.