2018 Honda HR-V Car Insurance Calculator

Explore and learn how the choices you make affect the cost of insurance for a 2018 Honda HR-V. Tweak settings like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately if your rates increased or decreased.

The average estimated car insurance premium for a 2018 Honda HR-V is $1,560 per year, or about $130 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,560

Cost Per Month

$130

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda HR-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Honda HR-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,560
Average Rate
Your Rate
$1,560

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Honda HR-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Honda HR-V is $1,560.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Honda HR-V vs. the Small SUV Segment

The table below compares insurance rates for the 2018 Honda HR-V against all other models in the small SUV segment. The Honda HR-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda HR-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda HR-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Honda HR-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,374-$186
2Nissan Kicks$1,408-$152
3Toyota C-HR$1,412-$148
4Jeep Compass$1,426-$134
5Subaru Crosstrek$1,442-$118
6Hyundai Kona$1,458-$102
7Honda CR-V$1,464-$96
8Mazda CX-3$1,472-$88
9Chevrolet Equinox$1,554-$6
10Honda HR-V$1,560--
11Mitsubishi Eclipse Cross$1,574$14
12Mazda CX-5$1,606$46
13Subaru Forester$1,622$62
14Chevrolet Trax$1,628$68
2018 Small SUV Average$1,649$89
15Nissan Rogue$1,656$96
16Buick Encore$1,666$106
17Jeep Renegade$1,676$116
18Mini Cooper$1,692$132
19Hyundai Tucson$1,698$138
20Kia Soul$1,702$142
21Volkswagen Tiguan$1,716$156
22Buick Envision$1,740$180
23Toyota RAV4$1,750$190
24Kia Sportage$1,754$194
25Mini Cooper Countryman$1,758$198
26Ford Escape$1,768$208
27Ford C-Max$1,798$238
28GMC Terrain$1,804$244
29Mini Cooper Clubman$1,826$266
30Chevrolet Bolt$1,830$270
31Mitsubishi Mirage$1,832$272
32Kia Niro$1,862$302
33Mitsubishi Outlander$1,880$320

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 HR-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Honda HR-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Honda HR-V Insurance Rates by Trim Level
2018 Honda HR-V Trim Level Annual Premium Cost Per Month
LX 2WD$1,474$123
LX AWD$1,504$125
EX 2WD$1,532$128
EX AWD$1,560$130
EX-L Navigation 2WD$1,614$135
EX-L Navigation AWD$1,670$139

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Honda HR-V for different driver ages.

2018 Honda HR-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,676$473
17$5,421$452
18$4,714$393
19$4,356$363
20$3,309$276
21$3,158$263
22$2,809$234
23$2,367$197
24$2,214$185
25$1,802$150
30$1,646$137
35$1,606$134
40$1,560$130
45$1,468$122
50$1,400$117
55$1,306$109
60$1,308$109
65$1,384$115
70$1,522$127
75$1,824$152
80$2,240$187

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda HR-V trim levels.