2019 Honda HR-V Car Insurance Calculator

Watch in real-time how changes to different risk factors affect the cost of insurance for a 2019 Honda HR-V. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2019 Honda HR-V is $1,650 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,650

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda HR-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Honda HR-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,650
Average Rate
Your Rate
$1,650

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Honda HR-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Honda HR-V is $1,650.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Honda HR-V vs. the Small SUV Segment

The table below compares insurance rates for the 2019 Honda HR-V against all other models in the small SUV segment. The Honda HR-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda HR-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda HR-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Honda HR-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,446-$204
2Toyota C-HR$1,448-$202
3Jeep Compass$1,506-$144
4Nissan Kicks$1,508-$142
5Honda CR-V$1,522-$128
6Mazda CX-3$1,532-$118
7Subaru Crosstrek$1,558-$92
8Honda HR-V$1,650--
9Hyundai Kona$1,658$8
10Chevrolet Equinox$1,680$30
11Chevrolet Trax$1,692$42
12Subaru Forester$1,702$52
13Mitsubishi Eclipse Cross$1,710$60
14Buick Encore$1,726$76
15Nissan Rogue$1,738$88
16Mazda CX-5$1,742$92
2019 Small SUV Average$1,755$105
17Fiat 500X$1,768$118
18Buick Envision$1,772$122
19Jeep Renegade$1,786$136
20Hyundai Tucson$1,790$140
21Kia Soul$1,806$156
22Volkswagen Tiguan$1,820$170
23Mini Cooper Countryman$1,832$182
24Toyota RAV4$1,838$188
25Mini Cooper$1,846$196
26Kia Sportage$1,852$202
27Ford Escape$1,862$212
28GMC Terrain$1,882$232
29Chevrolet Bolt$1,898$248
30Mini Cooper Clubman$1,906$256
31Mitsubishi Mirage$1,910$260
32Kia Niro$1,922$272
33Mitsubishi Outlander$2,002$352
34Hyundai Nexo$2,350$700

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 HR-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Honda HR-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Honda HR-V Insurance Rates by Trim Level
2019 Honda HR-V Trim Level Annual Premium Cost Per Month
LX 2WD$1,560$130
LX AWD$1,560$130
EX 2WD$1,618$135
Sport 2WD$1,618$135
Sport AWD$1,618$135
EX AWD$1,678$140
EX-L 2WD$1,678$140
EX-L AWD$1,738$145
Touring AWD$1,798$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Honda HR-V for different driver ages.

2019 Honda HR-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,992$499
17$5,734$478
18$5,008$417
19$4,619$385
20$3,512$293
21$3,352$279
22$2,984$249
23$2,507$209
24$2,350$196
25$1,908$159
30$1,746$146
35$1,702$142
40$1,650$138
45$1,552$129
50$1,480$123
55$1,380$115
60$1,382$115
65$1,464$122
70$1,608$134
75$1,918$160
80$2,358$197

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda HR-V trim levels.