2022 Honda HR-V Car Insurance Calculator

Discover and learn how decisions you make impact the insurance cost for a 2022 Honda HR-V. Tweak settings like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly how much and why your choice impacts rates.

The average estimated car insurance premium for a 2022 Honda HR-V is $1,918 per year, or about $160 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,918

Cost Per Month

$160

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda HR-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Honda HR-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,918
Average Rate
Your Rate
$1,918

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Honda HR-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Honda HR-V is $1,918.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Honda HR-V vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Honda HR-V against all other models in the small SUV segment. The Honda HR-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda HR-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda HR-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Honda HR-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$292
2Nissan Kicks$1,666-$252
3Chevrolet Trailblazer$1,678-$240
4Subaru Crosstrek$1,718-$200
5Buick Encore$1,768-$150
6Toyota C-HR$1,774-$144
7Nissan Rogue Sport$1,782-$136
8Hyundai Venue$1,812-$106
9Buick Envision$1,818-$100
10Kia Seltos$1,820-$98
11Ford Bronco Sport$1,828-$90
12Toyota Corolla Cross$1,834-$84
13Hyundai Kona$1,850-$68
14Subaru Forester$1,852-$66
15Volkswagen Tiguan$1,860-$58
16Honda CR-V$1,872-$46
17Mazda CX-30$1,892-$26
18Honda HR-V$1,918--
19Ford Ecosport$1,936$18
20Chevrolet Trax$1,958$40
21GMC Terrain$1,966$48
22Mitsubishi Eclipse Cross$1,972$54
2022 Small SUV Average$1,982$64
23Hyundai Tucson$1,986$68
24Chevrolet Bolt$1,994$76
25Chevrolet Equinox$1,998$80
26Volkswagen Taos$2,002$84
27Fiat 500X$2,010$92
28Toyota RAV4$2,018$100
29Kia Soul$2,020$102
30Mazda MX-30$2,062$144
31Jeep Compass$2,070$152
32Kia Niro$2,076$158
33Nissan Rogue$2,092$174
34Ford Escape$2,102$184
35Hyundai Ioniq 5$2,118$200
36Mini Cooper Clubman$2,124$206
37Jeep Renegade$2,126$208
38Kia Sportage$2,136$218
39Volkswagen ID4$2,178$260
40Mini Cooper$2,188$270
41Mini Cooper Countryman$2,210$292
42Mitsubishi Outlander$2,300$382
43Mitsubishi Mirage$2,320$402
44Ford Mustang Mach-E$2,418$500
45Hyundai Nexo$2,444$526

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 HR-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Honda HR-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Honda HR-V Insurance Rates by Trim Level
2022 Honda HR-V Trim Level Annual Premium Cost Per Month
LX$1,846$154
Sport$1,912$159
EX$1,928$161
EX-L$1,978$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Honda HR-V for different driver ages.

2022 Honda HR-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,974$581
17$6,670$556
18$5,818$485
19$5,365$447
20$4,079$340
21$3,896$325
22$3,463$289
23$2,914$243
24$2,731$228
25$2,214$185
30$2,030$169
35$1,978$165
40$1,918$160
45$1,806$151
50$1,720$143
55$1,602$134
60$1,606$134
65$1,702$142
70$1,868$156
75$2,236$186
80$2,748$229

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda HR-V trim levels.