2024 Honda HR-V Car Insurance Calculator

Learn in real-time how changing risk factors impact the insurance cost for a 2024 Honda HR-V. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2024 Honda HR-V is $2,040 per year, or about $170 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,040

Cost Per Month

$170

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda HR-V Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Honda HR-V.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,040
Average Rate
Your Rate
$2,040

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Honda HR-V trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Honda HR-V is $2,040.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Honda HR-V vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Honda HR-V against all other models in the small SUV segment. The Honda HR-V is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda HR-V, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda HR-V.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Honda HR-V Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$310
2Chevrolet Trailblazer$1,760-$280
3Kia Soul$1,826-$214
4Nissan Kicks$1,844-$196
5Buick Envision$1,878-$162
6Toyota Corolla Cross$1,888-$152
7Hyundai Venue$1,902-$138
8Mazda CX-5$1,910-$130
9Ford Bronco Sport$1,918-$122
10Volkswagen Tiguan$1,938-$102
11Buick Encore$1,988-$52
12Honda CR-V$1,996-$44
13Volkswagen Taos$2,008-$32
14Kia Niro$2,014-$26
15Honda HR-V$2,040--
16Subaru Forester$2,084$44
17Kia Seltos$2,094$54
18GMC Terrain$2,096$56
19Nissan Rogue$2,106$66
20Hyundai Kona$2,110$70
21Mazda CX-30$2,114$74
22Volkswagen ID4$2,124$84
23Ford Escape$2,138$98
2024 Small SUV Average$2,154$114
24Chevrolet Equinox$2,158$118
25Toyota RAV4$2,162$122
26Mazda MX-30$2,172$132
27Hyundai Tucson$2,176$136
28Chevrolet Trax$2,210$170
29Mini Cooper Clubman$2,220$180
30Mini Cooper$2,226$186
31Mitsubishi Eclipse Cross$2,246$206
32Jeep Renegade$2,252$212
33Mitsubishi Outlander$2,280$240
34Kia Sportage$2,294$254
35Hyundai Ioniq 5$2,302$262
36Nissan Ariya$2,304$264
37Fiat 500X$2,310$270
38Mini Cooper Countryman$2,318$278
39Subaru Solterra$2,320$280
40Mazda CX-50$2,326$286
41Toyota bz4X$2,330$290
42Mitsubishi Mirage$2,342$302
43Kia EV6$2,416$376
44Dodge Hornet$2,492$452
45Jeep Compass$2,536$496
46Hyundai Nexo$2,584$544
47Ford Mustang Mach-E$2,742$702

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 HR-V Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Honda HR-V.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Honda HR-V Insurance Rates by Trim Level
2024 Honda HR-V Trim Level Annual Premium Cost Per Month
LX$1,968$164
LX AWD$2,016$168
Sport$2,016$168
Sport AWD$2,060$172
EX-L$2,074$173
EX-L AWD$2,106$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Honda HR-V for different driver ages.

2024 Honda HR-V Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,201$600
17$6,931$578
18$6,133$511
19$5,636$470
20$4,311$359
21$4,121$343
22$3,688$307
23$3,082$257
24$2,899$242
25$2,358$197
30$2,166$181
35$2,100$175
40$2,040$170
45$1,912$159
50$1,816$151
55$1,694$141
60$1,696$141
65$1,796$150
70$1,952$163
75$2,304$192
80$2,818$235

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda HR-V trim levels.