Honda Insight Car Insurance Calculator

Learn and understand how different factors impact car insurance rates for a Honda Insight. Adjust factors such as your location, homeowner status, credit score, and policy coverages. Get instant feedback if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2022 Honda Insight is $2,078 per year, or about $173 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,078

Cost Per Month

$173

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Insight Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Honda Insight.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,078
Average Rate
Your Rate
$2,078

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Honda Insight.

The 'Average Rate' is a combined value for all Honda Insight trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Honda Insight is $2,078.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Honda Insight vs. the Midsize Car Segment

The table below compares insurance rates for the 2022 Honda Insight against all other models in the midsize car segment. The Honda Insight is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Insight, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Insight.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Honda Insight Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Legacy$2,072-$6
2Honda Insight$2,078--
3Kia K5$2,094$16
4Toyota Camry$2,102$24
5Volkswagen Passat$2,112$34
6Mazda 6$2,130$52
7Honda Accord$2,228$150
2022 Midsize Car Average$2,228$150
8Chevrolet Malibu$2,234$156
9Tesla Model 3$2,246$168
10Volkswagen Arteon$2,326$248
11Nissan Altima$2,390$312
12Hyundai Sonata$2,432$354
13Kia Stinger$2,520$442

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Insight Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Honda Insight.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Honda Insight Insurance Rates by Trim Level
2022 Honda Insight Trim Level Annual Premium Cost Per Month
EX$2,012$168
Touring$2,144$179

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Honda Insight for different driver ages.

2022 Honda Insight Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,475$623
17$7,212$601
18$6,403$534
19$5,855$488
20$4,471$373
21$4,264$355
22$3,811$318
23$3,153$263
24$2,970$248
25$2,410$201
30$2,208$184
35$2,136$178
40$2,078$173
45$1,946$162
50$1,846$154
55$1,724$144
60$1,728$144
65$1,838$153
70$1,998$167
75$2,366$197
80$2,914$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Insight trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Honda Insight.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Honda Insight Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2022 Honda Insight$2,078$173
2021 Honda Insight$1,934$161
2020 Honda Insight$1,890$158
2019 Honda Insight$1,662$139
2014 Honda Insight$1,436$120
2013 Honda Insight$1,408$117

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Honda Insight trim levels for each model year.