2023 Honda Passport Car Insurance Calculator

Understand how changes to different risk factors affect the cost of insurance for a 2023 Honda Passport. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2023 Honda Passport is $1,774 per year, or about $148 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,774

Cost Per Month

$148

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Passport Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Honda Passport.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,774
Average Rate
Your Rate
$1,774

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Honda Passport trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Honda Passport is $1,774.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Honda Passport vs. the Midsize SUV Segment

The table below compares insurance rates for the 2023 Honda Passport against all other models in the midsize SUV segment. The Honda Passport is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Passport, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Passport.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Honda Passport Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774--
2Subaru Ascent$1,854$80
3Ford Edge$1,932$158
4Volkswagen Atlas$1,946$172
5Ford Explorer$1,950$176
6Nissan Murano$1,958$184
7Subaru Outback$1,964$190
8Volkswagen Atlas Cross Sport$2,036$262
9Toyota Venza$2,076$302
10Kia Sorento$2,092$318
11Hyundai Palisade$2,118$344
12Toyota 4Runner$2,134$360
13GMC Acadia$2,168$394
14Chevrolet Traverse$2,174$400
15Honda Pilot$2,192$418
16Buick Enclave$2,196$422
17Nissan Pathfinder$2,210$436
18Mazda CX-9$2,220$446
2023 Midsize SUV Average$2,227$453
19Mitsubishi Outlander Sport$2,252$478
20Kia Telluride$2,266$492
21Toyota Highlander$2,284$510
22Chevrolet Blazer$2,306$532
23Hyundai Santa Fe$2,336$562
24Jeep Grand Cherokee$2,420$646
25Jeep Cherokee$2,464$690
26Jeep Wrangler$2,514$740
27Ford Bronco$2,536$762
28Tesla Model Y$2,548$774
29Mitsubishi Outlander PHEV$2,606$832
30Dodge Durango$2,708$934
31Rivian R1S$2,790$1,016

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Passport Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Honda Passport.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Honda Passport Insurance Rates by Trim Level
2023 Honda Passport Trim Level Annual Premium Cost Per Month
EX-L$1,724$144
TrailSport$1,770$148
Elite$1,824$152

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Honda Passport for different driver ages.

2023 Honda Passport Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,072$506
17$5,924$494
18$5,394$450
19$4,888$407
20$3,775$315
21$3,605$300
22$3,247$271
23$2,655$221
24$2,522$210
25$2,060$172
30$1,900$158
35$1,820$152
40$1,774$148
45$1,654$138
50$1,564$130
55$1,458$122
60$1,464$122
65$1,558$130
70$1,660$138
75$1,918$160
80$2,342$195

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Passport trim levels.