2020 Honda Pilot Car Insurance Calculator

Watch in real-time how choices you make affect the cost of insurance for a 2020 Honda Pilot. Modify choices like liability limits, policy deductibles, driver age, and policy discounts. Instantly know if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2020 Honda Pilot is $1,868 per year, or about $156 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,868

Cost Per Month

$156

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Pilot Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Honda Pilot.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,868
Average Rate
Your Rate
$1,868

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Honda Pilot trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Honda Pilot is $1,868.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Honda Pilot vs. the Midsize SUV Segment

The table below compares insurance rates for the 2020 Honda Pilot against all other models in the midsize SUV segment. The Honda Pilot is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Pilot, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Pilot.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Honda Pilot Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724-$144
2Honda Passport$1,752-$116
3Chevrolet Blazer$1,760-$108
4Kia Telluride$1,776-$92
5Volkswagen Atlas$1,790-$78
6Subaru Ascent$1,802-$66
7Nissan Murano$1,864-$4
8Honda Pilot$1,868--
9Buick Enclave$1,938$70
10Hyundai Palisade$1,946$78
11Ford Explorer$1,958$90
12Dodge Journey$1,974$106
13Subaru Outback$1,988$120
14GMC Acadia$2,010$142
15Chevrolet Traverse$2,024$156
16Kia Sorento$2,034$166
2020 Midsize SUV Average$2,035$167
17Toyota 4Runner$2,050$182
18Nissan Pathfinder$2,098$230
19Mazda CX-9$2,114$246
20Mitsubishi Outlander Sport$2,116$248
21Toyota Highlander$2,140$272
22Hyundai Santa Fe$2,148$280
23Dodge Durango$2,224$356
24Jeep Grand Cherokee$2,262$394
25Jeep Wrangler$2,298$430
26Jeep Cherokee$2,318$450
27Mitsubishi Outlander PHEV$2,330$462
28Tesla Model Y$2,666$798

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Pilot Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Honda Pilot.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Honda Pilot Insurance Rates by Trim Level
2020 Honda Pilot Trim Level Annual Premium Cost Per Month
LX 2WD$1,704$142
EX 2WD$1,784$149
LX 4WD$1,784$149
EX 4WD$1,846$154
EX-L 2WD$1,846$154
EX-L 4WD$1,846$154
EX-L Navi/Rear Entertainment 2WD$1,846$154
EX-L Navi/Rear Entertainment 4WD$1,908$159
Touring Navi 2WD$1,908$159
Touring Navi 4WD$1,908$159
Touring-7 2WD$1,908$159
Touring-7 4WD$1,908$159
Black 4WD$1,970$164
Elite Navi 4WD$1,970$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Honda Pilot for different driver ages.

2020 Honda Pilot Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,618$552
17$6,435$536
18$5,812$484
19$5,271$439
20$4,040$337
21$3,855$321
22$3,457$288
23$2,816$235
24$2,666$222
25$2,170$181
30$1,994$166
35$1,916$160
40$1,868$156
45$1,742$145
50$1,648$137
55$1,542$129
60$1,546$129
65$1,650$138
70$1,772$148
75$2,072$173
80$2,558$213

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Pilot trim levels.