2022 Honda Pilot Car Insurance Calculator

Find out how changes to risk factors and vehicle options impact car insurance rates for a 2022 Honda Pilot. Experiment with rate factors like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2022 Honda Pilot is $2,168 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,168

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Pilot Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Honda Pilot.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,168
Average Rate
Your Rate
$2,168

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Honda Pilot trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Honda Pilot is $2,168.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Honda Pilot vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Honda Pilot against all other models in the midsize SUV segment. The Honda Pilot is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Pilot, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Pilot.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Honda Pilot Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$452
2Subaru Ascent$1,836-$332
3Ford Edge$1,926-$242
4Subaru Outback$1,962-$206
5Nissan Murano$1,984-$184
6Toyota Venza$1,998-$170
7Ford Explorer$2,010-$158
8Kia Sorento$2,024-$144
9Hyundai Palisade$2,052-$116
10Volkswagen Atlas$2,066-$102
11Toyota 4Runner$2,084-$84
12Mazda CX-9$2,132-$36
13Volkswagen Atlas Cross Sport$2,140-$28
14GMC Acadia$2,148-$20
15Toyota Highlander$2,150-$18
16Nissan Pathfinder$2,160-$8
17Honda Pilot$2,168--
18Mitsubishi Outlander Sport$2,176$8
2022 Midsize SUV Average$2,179$11
19Buick Enclave$2,190$22
20Chevrolet Traverse$2,202$34
21Hyundai Santa Fe$2,230$62
22Kia Telluride$2,238$70
23Chevrolet Blazer$2,258$90
24Ford Bronco$2,304$136
25Jeep Grand Cherokee$2,356$188
26Jeep Cherokee$2,414$246
27Jeep Wrangler$2,448$280
28Mitsubishi Outlander PHEV$2,480$312
29Dodge Durango$2,504$336
30Tesla Model Y$2,532$364
31Rivian R1S$2,666$498

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Pilot Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Honda Pilot.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Honda Pilot Insurance Rates by Trim Level
2022 Honda Pilot Trim Level Annual Premium Cost Per Month
Sport$2,024$169
Special Edition$2,122$177
EX-L$2,156$180
TrailSport$2,178$182
Touring$2,188$182
Elite$2,222$185
Black Edition$2,288$191

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Honda Pilot for different driver ages.

2022 Honda Pilot Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,782$649
17$7,557$630
18$6,802$567
19$6,171$514
20$4,727$394
21$4,506$376
22$4,036$336
23$3,287$274
24$3,114$260
25$2,524$210
30$2,316$193
35$2,226$186
40$2,168$181
45$2,026$169
50$1,916$160
55$1,790$149
60$1,796$150
65$1,920$160
70$2,070$173
75$2,436$203
80$3,010$251

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Pilot trim levels.