2017 Honda Ridgeline Car Insurance Calculator

Gain insights into how different driver, vehicle, and coverage options impact the insurance cost for a 2017 Honda Ridgeline. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2017 Honda Ridgeline is $1,832 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,832

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Honda Ridgeline Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Honda Ridgeline.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,832
Average Rate
Your Rate
$1,832

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Honda Ridgeline trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Honda Ridgeline is $1,832.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Honda Ridgeline vs. the Midsize Truck Segment

The table below compares insurance rates for the 2017 Honda Ridgeline against all other models in the midsize truck segment. The Honda Ridgeline is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Honda Ridgeline, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Honda Ridgeline.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Honda Ridgeline Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Nissan Frontier$1,622-$210
2GMC Canyon$1,630-$202
2017 Midsize Truck Average$1,736-$96
3Chevrolet Colorado$1,778-$54
4Toyota Tacoma$1,820-$12
5Honda Ridgeline$1,832--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 Ridgeline Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Honda Ridgeline.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Honda Ridgeline Insurance Rates by Trim Level
2017 Honda Ridgeline Trim Level Annual Premium Cost Per Month
RT 4WD$1,650$138
RTL 4WD$1,756$146
RTS 4WD$1,756$146
Sport 4WD$1,756$146
RTL-T 4WD$1,808$151
RT 2WD$1,832$153
Black Edition 4WD$1,860$155
RTL-E 4WD$1,860$155
RTS 2WD$1,884$157
RTL 2WD$1,954$163
RTL-T 2WD$1,954$163
Sport 2WD$1,954$163

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Honda Ridgeline for different driver ages.

2017 Honda Ridgeline Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,752$563
17$6,507$542
18$5,758$480
19$5,258$438
20$3,999$333
21$3,807$317
22$3,393$283
23$2,795$233
24$2,631$219
25$2,130$178
30$1,946$162
35$1,882$157
40$1,832$153
45$1,720$143
50$1,632$136
55$1,526$127
60$1,530$128
65$1,632$136
70$1,778$148
75$2,124$177
80$2,632$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Honda Ridgeline trim levels.